Boone County, KY vs Knox County, KY: Cost of Living Difference

Is it cheaper?

Knox County, KY is cheaper than Boone County, KY.

Moving to Knox County, KY is estimated to save $11,192 per year.

Cheaper cost of living

Cheaper County

Knox County, KYSave about $11,192 per year.

Salary needed

$50,000 in Boone County, KY is about $39,240 in Knox County, KY.

Biggest drivers

No measured category is higher in Knox County, KY. Housing saves $5,113 per year.

Housing: $5,113 lower in Knox County, KY

Taxes: $2,746 lower in Knox County, KY

Childcare: about the same in both counties

Healthcare: $199 lower in Knox County, KY

Food: $277 lower in Knox County, KY

Transport: $1,183 lower in Knox County, KY

Boone County, KYKnox County, KY
Equivalent salary in Knox County, KY
$39,240
-21.52% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Boone County, KY: $114,142
Median Income in Knox County, KY: $43,456
Living Index in Boone County, KY 45.57%
Living Index in Knox County, KY 93.93%

This estimate matches your purchasing power (equivalent salary) when moving from Boone County, KY to Knox County, KY.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Boone County, KY to Knox County, KY is estimated to save $11,192 per year. A $50,000 salary in Boone County, KY would have similar purchasing power to about $39,240 in Knox County, KY. The largest savings come from housing and taxes.

This is a -21.52% decrease in modeled annual costs. Housing is $5,113 per year lower (-40.58%); Taxes is $2,746 per year lower (-25.45%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Boone County, KY and Knox County, KY, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Boone County, KY would need to be about $39,240 in Knox County, KY, or $10,760 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 45.6% of median family income in Boone County, KY and 93.9% in Knox County, KY. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $5,113 per year lower in Knox County, KY than in Boone County, KY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Knox County, KY changes their baseline budget.

Food

Food is $277 per year lower in Knox County, KY than in Boone County, KY. Food costs affect weekly cash flow, so even a smaller annual gap in Knox County, KY can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,183 per year lower in Knox County, KY than in Boone County, KY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Knox County, KY.

Healthcare

Healthcare is $199 per year lower in Knox County, KY than in Boone County, KY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Knox County, KY changes provider networks or plan options.

Other necessities

Other necessities is $1,673 per year lower in Knox County, KY than in Boone County, KY. Other necessities cover everyday basics, so changes in Knox County, KY help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Boone County, KY and Knox County, KY, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Knox County, KY, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $2,746 per year lower in Knox County, KY than in Boone County, KY. Taxes affect take-home pay, so the gap in Knox County, KY matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Knox County, KY.

Biggest Cost
Largest annual cost increase when moving to Knox County, KY
Annual Increase:

No increase

No measured category is higher in Knox County, KY.

Biggest Savings
Largest annual savings when moving to Knox County, KY
Annual Savings:

$5,113 per year

HOUSING has the largest annual savings when moving to Knox County, KY.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-41% lower
Food-7% lower
Transport-9% lower
Healthcare-3% lower
Other Costs-32% lower
Childcare0% higher
Taxes-25% lower

In Knox County, KY, modeled annual costs are $40,819 compared with $52,011 in Boone County, KY.

Overall, annual costs are lower in Knox County, KY. The category breakdown above shows where the move creates the most room in the budget.

In this case Knox County, KY is not a metropolitan location, while Boone County, KY is a metropolitan location.

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Cost of living methodology and data sources
Boone County, KY vs Knox County, KY Cost of Living (2026)