Boulder County, CO vs Saguache County, CO: Cost of Living Difference

Is it cheaper?

Saguache County, CO is cheaper than Boulder County, CO.

Moving to Saguache County, CO is estimated to save $13,051 per year.

Cheaper cost of living

Cheaper County

Saguache County, COSave about $13,051 per year.

Salary needed

$50,000 in Boulder County, CO is about $39,025 in Saguache County, CO.

Biggest drivers

Transport increases by $2,010 per year. Housing saves $8,760 per year.

Housing: $8,760 lower in Saguache County, CO

Taxes: $3,617 lower in Saguache County, CO

Childcare: about the same in both counties

Healthcare: $1,305 higher in Saguache County, CO

Food: $970 lower in Saguache County, CO

Transport: $2,010 higher in Saguache County, CO

Boulder County, COSaguache County, CO
Equivalent salary in Saguache County, CO
$39,025
-21.95% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Boulder County, CO: $142,534
Median Income in Saguache County, CO: $61,144
Living Index in Boulder County, CO 41.72%
Living Index in Saguache County, CO 75.90%

This estimate matches your purchasing power (equivalent salary) when moving from Boulder County, CO to Saguache County, CO.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Boulder County, CO to Saguache County, CO is estimated to save $13,051 per year. A $50,000 salary in Boulder County, CO would have similar purchasing power to about $39,025 in Saguache County, CO. The largest savings come from housing and taxes.

This is a -21.95% decrease in modeled annual costs. Housing is $8,760 per year lower (-49.8%); Taxes is $3,617 per year lower (-29.44%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Boulder County, CO and Saguache County, CO, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Boulder County, CO would need to be about $39,025 in Saguache County, CO, or $10,975 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 41.7% of median family income in Boulder County, CO and 75.9% in Saguache County, CO. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $8,760 per year lower in Saguache County, CO than in Boulder County, CO. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Saguache County, CO changes their baseline budget.

Food

Food is $970 per year lower in Saguache County, CO than in Boulder County, CO. Food costs affect weekly cash flow, so even a smaller annual gap in Saguache County, CO can show up quickly for households that cook most meals at home.

Transportation

Transportation is $2,010 per year higher in Saguache County, CO than in Boulder County, CO. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Saguache County, CO.

Healthcare

Healthcare is $1,305 per year higher in Saguache County, CO than in Boulder County, CO. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Saguache County, CO changes provider networks or plan options.

Other necessities

Other necessities is $3,021 per year lower in Saguache County, CO than in Boulder County, CO. Other necessities cover everyday basics, so changes in Saguache County, CO help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Boulder County, CO and Saguache County, CO, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Saguache County, CO, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $3,617 per year lower in Saguache County, CO than in Boulder County, CO. Taxes affect take-home pay, so the gap in Saguache County, CO matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Saguache County, CO.

Biggest Cost
Largest annual cost increase when moving to Saguache County, CO
Annual Increase:

$2,010 per year

TRANSPORT has the largest annual increase when moving to Saguache County, CO.

Biggest Savings
Largest annual savings when moving to Saguache County, CO
Annual Savings:

$8,760 per year

HOUSING has the largest annual savings when moving to Saguache County, CO.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-50% lower
Food-19% lower
Transport16% higher
Healthcare26% higher
Other Costs-43% lower
Childcare0% higher
Taxes-29% lower

In Saguache County, CO, modeled annual costs are $46,409 compared with $59,460 in Boulder County, CO.

Overall, annual costs are lower in Saguache County, CO. The category breakdown above shows where the move creates the most room in the budget.

In this case Saguache County, CO is not a metropolitan location, while Boulder County, CO is a metropolitan location.

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Cost of living methodology and data sources
Boulder County, CO vs Saguache County, CO Cost of Living (2026)