Chambers County, TX vs Starr County, TX: Cost of Living Difference

Is it cheaper?

Starr County, TX is cheaper than Chambers County, TX.

Moving to Starr County, TX is estimated to save $15,882 per year.

Cheaper cost of living

Cheaper County

Starr County, TXSave about $15,882 per year.

Salary needed

$50,000 in Chambers County, TX is about $35,965 in Starr County, TX.

Biggest drivers

No measured category is higher in Starr County, TX. Housing saves $7,958 per year.

Housing: $7,958 lower in Starr County, TX

Taxes: $3,378 lower in Starr County, TX

Childcare: about the same in both counties

Healthcare: $1,308 lower in Starr County, TX

Food: $254 lower in Starr County, TX

Transport: $436 lower in Starr County, TX

Chambers County, TXStarr County, TX
Equivalent salary in Starr County, TX
$35,965
-28.07% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Chambers County, TX: $121,384
Median Income in Starr County, TX: $44,075
Living Index in Chambers County, TX 46.62%
Living Index in Starr County, TX 92.35%

This estimate matches your purchasing power (equivalent salary) when moving from Chambers County, TX to Starr County, TX.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Chambers County, TX to Starr County, TX is estimated to save $15,882 per year. A $50,000 salary in Chambers County, TX would have similar purchasing power to about $35,965 in Starr County, TX. The largest savings come from housing and taxes.

This is a -28.07% decrease in modeled annual costs. Housing is $7,958 per year lower (-48.4%); Taxes is $3,378 per year lower (-35.6%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Chambers County, TX and Starr County, TX, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Chambers County, TX would need to be about $35,965 in Starr County, TX, or $14,035 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 46.6% of median family income in Chambers County, TX and 92.3% in Starr County, TX. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $7,958 per year lower in Starr County, TX than in Chambers County, TX. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Starr County, TX changes their baseline budget.

Food

Food is $254 per year lower in Starr County, TX than in Chambers County, TX. Food costs affect weekly cash flow, so even a smaller annual gap in Starr County, TX can show up quickly for households that cook most meals at home.

Transportation

Transportation is $436 per year lower in Starr County, TX than in Chambers County, TX. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Starr County, TX.

Healthcare

Healthcare is $1,308 per year lower in Starr County, TX than in Chambers County, TX. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Starr County, TX changes provider networks or plan options.

Other necessities

Other necessities is $2,549 per year lower in Starr County, TX than in Chambers County, TX. Other necessities cover everyday basics, so changes in Starr County, TX help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Chambers County, TX and Starr County, TX, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Starr County, TX, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $3,378 per year lower in Starr County, TX than in Chambers County, TX. Taxes affect take-home pay, so the gap in Starr County, TX matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Starr County, TX.

Biggest Cost
Largest annual cost increase when moving to Starr County, TX
Annual Increase:

No increase

No measured category is higher in Starr County, TX.

Biggest Savings
Largest annual savings when moving to Starr County, TX
Annual Savings:

$7,958 per year

HOUSING has the largest annual savings when moving to Starr County, TX.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-48% lower
Food-7% lower
Transport-3% lower
Healthcare-21% lower
Other Costs-41% lower
Childcare0% higher
Taxes-36% lower

In Starr County, TX, modeled annual costs are $40,702 compared with $56,584 in Chambers County, TX.

Overall, annual costs are lower in Starr County, TX. The category breakdown above shows where the move creates the most room in the budget.

In this case Starr County, TX is not a metropolitan location, while Chambers County, TX is a metropolitan location.

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Cost of living methodology and data sources
Chambers County, TX vs Starr County, TX Cost of Living (2026)