Salary needed
A $50,000 salary in Collin County, TX would need to be about $32,360 in Falls County, TX, or $17,640 less, to match the modeled cost ratio.
Collin County, TX vs Falls County, TX: Cost of Living Difference
Is it cheaper?
Falls County, TX is cheaper than Collin County, TX.
Moving to Falls County, TX is estimated to save $21,996 per year.
Cheaper County
Falls County, TXSave about $21,996 per year.Salary needed
$50,000 in Collin County, TX is about $32,360 in Falls County, TX.
Biggest drivers
Transport increases by $1,704 per year. Housing saves $13,559 per year.
Housing: $13,559 lower in Falls County, TX
Taxes: $5,045 lower in Falls County, TX
Childcare: about the same in both counties
Healthcare: $49 higher in Falls County, TX
Food: $715 lower in Falls County, TX
Transport: $1,704 higher in Falls County, TX
Collin County, TX→Falls County, TX
Equivalent salary in Falls County, TX
$32,360
-35.28% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Collin County, TX: $140,955
Median Income in Falls County, TX: $70,846
Living Index in Collin County, TX 44.24%
Living Index in Falls County, TX 56.97%
This estimate matches your purchasing power (equivalent salary) when moving from Collin County, TX to Falls County, TX.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Collin County, TX to Falls County, TX is estimated to save $21,996 per year. A $50,000 salary in Collin County, TX would have similar purchasing power to about $32,360 in Falls County, TX. The largest savings come from housing and taxes.
This is a -35.28% decrease in modeled annual costs. Housing is $13,559 per year lower (-63.84%); Taxes is $5,045 per year lower (-45.49%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Collin County, TX and Falls County, TX, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 44.2% of median family income in Collin County, TX and 57.0% in Falls County, TX. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $13,559 per year lower in Falls County, TX than in Collin County, TX. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Falls County, TX changes their baseline budget.
Food
Food is $715 per year lower in Falls County, TX than in Collin County, TX. Food costs affect weekly cash flow, so even a smaller annual gap in Falls County, TX can show up quickly for households that cook most meals at home.
Transportation
Transportation is $1,704 per year higher in Falls County, TX than in Collin County, TX. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Falls County, TX.
Healthcare
Healthcare is $49 per year higher in Falls County, TX than in Collin County, TX. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Falls County, TX changes provider networks or plan options.
Other necessities
Other necessities is $4,431 per year lower in Falls County, TX than in Collin County, TX. Other necessities cover everyday basics, so changes in Falls County, TX help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Collin County, TX and Falls County, TX, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Falls County, TX, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $5,045 per year lower in Falls County, TX than in Collin County, TX. Taxes affect take-home pay, so the gap in Falls County, TX matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Falls County, TX.
Biggest Cost
Largest annual cost increase when moving to Falls County, TX
Annual Increase:
$1,704 per year
TRANSPORT has the largest annual increase when moving to Falls County, TX.
Biggest Savings
Largest annual savings when moving to Falls County, TX
Annual Savings:
$13,559 per year
HOUSING has the largest annual savings when moving to Falls County, TX.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -64% lower | |
| Food | -17% lower | |
| Transport | 14% higher | |
| Healthcare | 1% higher | |
| Other Costs | -56% lower | |
| Childcare | 0% higher | |
| Taxes | -45% lower |
In Falls County, TX, modeled annual costs are $40,358 compared with $62,354 in Collin County, TX.
Overall, annual costs are lower in Falls County, TX. The category breakdown above shows where the move creates the most room in the budget.
In this case Falls County, TX and Collin County, TX are both metropolitan locations.
Use our map to visually compare multiple counties at once.
