Salary needed
A $50,000 salary in Collin County, TX would need to be about $32,505 in Maverick County, TX, or $17,495 less, to match the modeled cost ratio.
Collin County, TX vs Maverick County, TX: Cost of Living Difference
Is it cheaper?
Maverick County, TX is cheaper than Collin County, TX.
Moving to Maverick County, TX is estimated to save $21,818 per year.
Cheaper County
Maverick County, TXSave about $21,818 per year.Salary needed
$50,000 in Collin County, TX is about $32,505 in Maverick County, TX.
Biggest drivers
Transport increases by $883 per year. Housing saves $12,455 per year.
Housing: $12,455 lower in Maverick County, TX
Taxes: $5,011 lower in Maverick County, TX
Childcare: about the same in both counties
Healthcare: $5 higher in Maverick County, TX
Food: $1,050 lower in Maverick County, TX
Transport: $883 higher in Maverick County, TX
Collin County, TX→Maverick County, TX
Equivalent salary in Maverick County, TX
$32,505
-34.99% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Collin County, TX: $140,955
Median Income in Maverick County, TX: $61,359
Living Index in Collin County, TX 44.24%
Living Index in Maverick County, TX 66.06%
This estimate matches your purchasing power (equivalent salary) when moving from Collin County, TX to Maverick County, TX.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Collin County, TX to Maverick County, TX is estimated to save $21,818 per year. A $50,000 salary in Collin County, TX would have similar purchasing power to about $32,505 in Maverick County, TX. The largest savings come from housing and taxes.
This is a -34.99% decrease in modeled annual costs. Housing is $12,455 per year lower (-58.64%); Taxes is $5,011 per year lower (-45.18%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Collin County, TX and Maverick County, TX, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 44.2% of median family income in Collin County, TX and 66.1% in Maverick County, TX. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $12,455 per year lower in Maverick County, TX than in Collin County, TX. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Maverick County, TX changes their baseline budget.
Food
Food is $1,050 per year lower in Maverick County, TX than in Collin County, TX. Food costs affect weekly cash flow, so even a smaller annual gap in Maverick County, TX can show up quickly for households that cook most meals at home.
Transportation
Transportation is $883 per year higher in Maverick County, TX than in Collin County, TX. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Maverick County, TX.
Healthcare
Healthcare is $5 per year higher in Maverick County, TX than in Collin County, TX. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Maverick County, TX changes provider networks or plan options.
Other necessities
Other necessities is $4,192 per year lower in Maverick County, TX than in Collin County, TX. Other necessities cover everyday basics, so changes in Maverick County, TX help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Collin County, TX and Maverick County, TX, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Maverick County, TX, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $5,011 per year lower in Maverick County, TX than in Collin County, TX. Taxes affect take-home pay, so the gap in Maverick County, TX matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Maverick County, TX.
Biggest Cost
Largest annual cost increase when moving to Maverick County, TX
Annual Increase:
$883 per year
TRANSPORT has the largest annual increase when moving to Maverick County, TX.
Biggest Savings
Largest annual savings when moving to Maverick County, TX
Annual Savings:
$12,455 per year
HOUSING has the largest annual savings when moving to Maverick County, TX.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -59% lower | |
| Food | -24% lower | |
| Transport | 7% higher | |
| Healthcare | 0% higher | |
| Other Costs | -53% lower | |
| Childcare | 0% higher | |
| Taxes | -45% lower |
In Maverick County, TX, modeled annual costs are $40,536 compared with $62,354 in Collin County, TX.
Overall, annual costs are lower in Maverick County, TX. The category breakdown above shows where the move creates the most room in the budget.
In this case Maverick County, TX is not a metropolitan location, while Collin County, TX is a metropolitan location.
Use our map to visually compare multiple counties at once.
