District of Columbia, DC vs Travis County, TX: Cost of Living Difference

Is it cheaper?

Travis County, TX is cheaper than District of Columbia, DC.

Moving to Travis County, TX is estimated to save $13,567 per year.

Cheaper cost of living

Cheaper County

Travis County, TXSave about $13,567 per year.

Salary needed

$50,000 in District of Columbia, DC is about $40,425 in Travis County, TX.

Biggest drivers

Transport increases by $1,729 per year. Taxes saves $6,915 per year.

Housing: $4,085 lower in Travis County, TX

Taxes: $6,915 lower in Travis County, TX

Childcare: about the same in both counties

Healthcare: $1,290 lower in Travis County, TX

Food: $1,327 lower in Travis County, TX

Transport: $1,729 higher in Travis County, TX

District of Columbia, DCTravis County, TX
Equivalent salary in Travis County, TX
$40,425
-19.15% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in District of Columbia, DC: $150,381
Median Income in Travis County, TX: $126,667
Living Index in District of Columbia, DC 47.12%
Living Index in Travis County, TX 45.23%

This estimate matches your purchasing power (equivalent salary) when moving from District of Columbia, DC to Travis County, TX.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from District of Columbia, DC to Travis County, TX is estimated to save $13,567 per year. A $50,000 salary in District of Columbia, DC would have similar purchasing power to about $40,425 in Travis County, TX. The largest savings come from taxes and housing.

This is a -19.15% decrease in modeled annual costs. Taxes is $6,915 per year lower (-41.67%); Housing is $4,085 per year lower (-17.76%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between District of Columbia, DC and Travis County, TX, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in District of Columbia, DC would need to be about $40,425 in Travis County, TX, or $9,575 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 47.1% of median family income in District of Columbia, DC and 45.2% in Travis County, TX. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $4,085 per year lower in Travis County, TX than in District of Columbia, DC. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Travis County, TX changes their baseline budget.

Food

Food is $1,327 per year lower in Travis County, TX than in District of Columbia, DC. Food costs affect weekly cash flow, so even a smaller annual gap in Travis County, TX can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,729 per year higher in Travis County, TX than in District of Columbia, DC. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Travis County, TX.

Healthcare

Healthcare is $1,290 per year lower in Travis County, TX than in District of Columbia, DC. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Travis County, TX changes provider networks or plan options.

Other necessities

Other necessities is $1,681 per year lower in Travis County, TX than in District of Columbia, DC. Other necessities cover everyday basics, so changes in Travis County, TX help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in District of Columbia, DC and Travis County, TX, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Travis County, TX, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $6,915 per year lower in Travis County, TX than in District of Columbia, DC. Taxes affect take-home pay, so the gap in Travis County, TX matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Travis County, TX.

Biggest Cost
Largest annual cost increase when moving to Travis County, TX
Annual Increase:

$1,729 per year

TRANSPORT has the largest annual increase when moving to Travis County, TX.

Biggest Savings
Largest annual savings when moving to Travis County, TX
Annual Savings:

$6,915 per year

TAXES has the largest annual savings when moving to Travis County, TX.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-18% lower
Food-24% lower
Transport17% higher
Healthcare-19% lower
Other Costs-19% lower
Childcare0% higher
Taxes-42% lower

In Travis County, TX, modeled annual costs are $57,286 compared with $70,853 in District of Columbia, DC.

Overall, annual costs are lower in Travis County, TX. The category breakdown above shows where the move creates the most room in the budget.

In this case Travis County, TX and District of Columbia, DC are both metropolitan locations.

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City housing context

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Cost of living methodology and data sources
Washington, DC vs Travis County, TX Cost of Living (2026)