Douglas County, CO vs Baltimore city, MD: Cost of Living Difference

Is it cheaper?

Baltimore city, MD is cheaper than Douglas County, CO.

Moving to Baltimore city, MD is estimated to save $24,237 per year.

Cheaper cost of living

Cheaper County

Baltimore city, MDSave about $24,237 per year.

Salary needed

$50,000 in Douglas County, CO is about $33,190 in Baltimore city, MD.

Biggest drivers

Food increases by $93 per year. Housing saves $9,102 per year.

Housing: $9,102 lower in Baltimore city, MD

Taxes: $7,056 lower in Baltimore city, MD

Childcare: about the same in both counties

Healthcare: $942 lower in Baltimore city, MD

Food: $93 higher in Baltimore city, MD

Transport: $4,433 lower in Baltimore city, MD

Douglas County, COBaltimore city, MD
Equivalent salary in Baltimore city, MD
$33,190
-33.62% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Douglas County, CO: $164,967
Median Income in Baltimore city, MD: $73,681
Living Index in Douglas County, CO 43.71%
Living Index in Baltimore city, MD 64.96%

This estimate matches your purchasing power (equivalent salary) when moving from Douglas County, CO to Baltimore city, MD.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Douglas County, CO to Baltimore city, MD is estimated to save $24,237 per year. A $50,000 salary in Douglas County, CO would have similar purchasing power to about $33,190 in Baltimore city, MD. The largest savings come from housing and taxes.

This is a -33.62% decrease in modeled annual costs. Housing is $9,102 per year lower (-39.83%); Taxes is $7,056 per year lower (-42.72%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Douglas County, CO and Baltimore city, MD, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Douglas County, CO would need to be about $33,190 in Baltimore city, MD, or $16,810 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 43.7% of median family income in Douglas County, CO and 65.0% in Baltimore city, MD. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $9,102 per year lower in Baltimore city, MD than in Douglas County, CO. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Baltimore city, MD changes their baseline budget.

Food

Food is $93 per year higher in Baltimore city, MD than in Douglas County, CO. Food costs affect weekly cash flow, so even a smaller annual gap in Baltimore city, MD can show up quickly for households that cook most meals at home.

Transportation

Transportation is $4,433 per year lower in Baltimore city, MD than in Douglas County, CO. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Baltimore city, MD.

Healthcare

Healthcare is $942 per year lower in Baltimore city, MD than in Douglas County, CO. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Baltimore city, MD changes provider networks or plan options.

Other necessities

Other necessities is $2,797 per year lower in Baltimore city, MD than in Douglas County, CO. Other necessities cover everyday basics, so changes in Baltimore city, MD help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Douglas County, CO and Baltimore city, MD, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Baltimore city, MD, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $7,056 per year lower in Baltimore city, MD than in Douglas County, CO. Taxes affect take-home pay, so the gap in Baltimore city, MD matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Baltimore city, MD.

Biggest Cost
Largest annual cost increase when moving to Baltimore city, MD
Annual Increase:

$93 per year

FOOD has the largest annual increase when moving to Baltimore city, MD.

Biggest Savings
Largest annual savings when moving to Baltimore city, MD
Annual Savings:

$9,102 per year

HOUSING has the largest annual savings when moving to Baltimore city, MD.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-40% lower
Food2% higher
Transport-32% lower
Healthcare-18% lower
Other Costs-33% lower
Childcare0% higher
Taxes-43% lower

In Baltimore city, MD, modeled annual costs are $47,862 compared with $72,099 in Douglas County, CO.

Overall, annual costs are lower in Baltimore city, MD. The category breakdown above shows where the move creates the most room in the budget.

In this case Baltimore city, MD and Douglas County, CO are both metropolitan locations.

Use our map to visually compare multiple counties at once.

View county cost breakdowns

See county rankings

City housing context

Compare nearby counties

Cost of living methodology and data sources
Douglas County, CO vs Baltimore city, MD Cost of Living (2026)