Salary needed
A $50,000 salary in Douglas County, CO would need to be about $33,805 in Yuma County, CO, or $16,195 less, to match the modeled cost ratio.
Douglas County, CO vs Yuma County, CO: Cost of Living Difference
Is it cheaper?
Yuma County, CO is cheaper than Douglas County, CO.
Moving to Yuma County, CO is estimated to save $23,353 per year.
Cheaper County
Yuma County, COSave about $23,353 per year.Salary needed
$50,000 in Douglas County, CO is about $33,805 in Yuma County, CO.
Biggest drivers
Healthcare increases by $1,060 per year. Housing saves $12,638 per year.
Housing: $12,638 lower in Yuma County, CO
Taxes: $7,295 lower in Yuma County, CO
Childcare: about the same in both counties
Healthcare: $1,060 higher in Yuma County, CO
Food: $969 lower in Yuma County, CO
Transport: $713 higher in Yuma County, CO
Douglas County, CO→Yuma County, CO
Equivalent salary in Yuma County, CO
$33,805
-32.39% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Douglas County, CO: $164,967
Median Income in Yuma County, CO: $73,869
Living Index in Douglas County, CO 43.71%
Living Index in Yuma County, CO 65.99%
This estimate matches your purchasing power (equivalent salary) when moving from Douglas County, CO to Yuma County, CO.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Douglas County, CO to Yuma County, CO is estimated to save $23,353 per year. A $50,000 salary in Douglas County, CO would have similar purchasing power to about $33,805 in Yuma County, CO. The largest savings come from housing and taxes.
This is a -32.39% decrease in modeled annual costs. Housing is $12,638 per year lower (-55.31%); Taxes is $7,295 per year lower (-44.17%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Douglas County, CO and Yuma County, CO, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 43.7% of median family income in Douglas County, CO and 66.0% in Yuma County, CO. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $12,638 per year lower in Yuma County, CO than in Douglas County, CO. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Yuma County, CO changes their baseline budget.
Food
Food is $969 per year lower in Yuma County, CO than in Douglas County, CO. Food costs affect weekly cash flow, so even a smaller annual gap in Yuma County, CO can show up quickly for households that cook most meals at home.
Transportation
Transportation is $713 per year higher in Yuma County, CO than in Douglas County, CO. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Yuma County, CO.
Healthcare
Healthcare is $1,060 per year higher in Yuma County, CO than in Douglas County, CO. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Yuma County, CO changes provider networks or plan options.
Other necessities
Other necessities is $4,225 per year lower in Yuma County, CO than in Douglas County, CO. Other necessities cover everyday basics, so changes in Yuma County, CO help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Douglas County, CO and Yuma County, CO, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Yuma County, CO, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $7,295 per year lower in Yuma County, CO than in Douglas County, CO. Taxes affect take-home pay, so the gap in Yuma County, CO matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Yuma County, CO.
Biggest Cost
Largest annual cost increase when moving to Yuma County, CO
Annual Increase:
$1,060 per year
HEALTHCARE has the largest annual increase when moving to Yuma County, CO.
Biggest Savings
Largest annual savings when moving to Yuma County, CO
Annual Savings:
$12,638 per year
HOUSING has the largest annual savings when moving to Yuma County, CO.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -55% lower | |
| Food | -20% lower | |
| Transport | 5% higher | |
| Healthcare | 20% higher | |
| Other Costs | -49% lower | |
| Childcare | 0% higher | |
| Taxes | -44% lower |
In Yuma County, CO, modeled annual costs are $48,746 compared with $72,099 in Douglas County, CO.
Overall, annual costs are lower in Yuma County, CO. The category breakdown above shows where the move creates the most room in the budget.
In this case Yuma County, CO is not a metropolitan location, while Douglas County, CO is a metropolitan location.
Use our map to visually compare multiple counties at once.
