Fairfax County, VA vs Williamsburg city, VA: Cost of Living Difference

Is it cheaper?

Williamsburg city, VA is cheaper than Fairfax County, VA.

Moving to Williamsburg city, VA is estimated to save $23,029 per year.

Cheaper cost of living

Cheaper County

Williamsburg city, VASave about $23,029 per year.

Salary needed

$50,000 in Fairfax County, VA is about $35,385 in Williamsburg city, VA.

Biggest drivers

Healthcare increases by $123 per year. Housing saves $10,099 per year.

Housing: $10,099 lower in Williamsburg city, VA

Taxes: $8,023 lower in Williamsburg city, VA

Childcare: about the same in both counties

Healthcare: $123 higher in Williamsburg city, VA

Food: $265 lower in Williamsburg city, VA

Transport: $1,548 lower in Williamsburg city, VA

Fairfax County, VAWilliamsburg city, VA
Equivalent salary in Williamsburg city, VA
$35,385
-29.23% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Fairfax County, VA: $178,683
Median Income in Williamsburg city, VA: $99,130
Living Index in Fairfax County, VA 44.09%
Living Index in Williamsburg city, VA 56.25%

This estimate matches your purchasing power (equivalent salary) when moving from Fairfax County, VA to Williamsburg city, VA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Fairfax County, VA to Williamsburg city, VA is estimated to save $23,029 per year. A $50,000 salary in Fairfax County, VA would have similar purchasing power to about $35,385 in Williamsburg city, VA. The largest savings come from housing and taxes.

This is a -29.23% decrease in modeled annual costs. Housing is $10,099 per year lower (-37.42%); Taxes is $8,023 per year lower (-40.5%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Fairfax County, VA and Williamsburg city, VA, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Fairfax County, VA would need to be about $35,385 in Williamsburg city, VA, or $14,615 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 44.1% of median family income in Fairfax County, VA and 56.2% in Williamsburg city, VA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $10,099 per year lower in Williamsburg city, VA than in Fairfax County, VA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Williamsburg city, VA changes their baseline budget.

Food

Food is $265 per year lower in Williamsburg city, VA than in Fairfax County, VA. Food costs affect weekly cash flow, so even a smaller annual gap in Williamsburg city, VA can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,548 per year lower in Williamsburg city, VA than in Fairfax County, VA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Williamsburg city, VA.

Healthcare

Healthcare is $123 per year higher in Williamsburg city, VA than in Fairfax County, VA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Williamsburg city, VA changes provider networks or plan options.

Other necessities

Other necessities is $3,218 per year lower in Williamsburg city, VA than in Fairfax County, VA. Other necessities cover everyday basics, so changes in Williamsburg city, VA help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Fairfax County, VA and Williamsburg city, VA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Williamsburg city, VA, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $8,023 per year lower in Williamsburg city, VA than in Fairfax County, VA. Taxes affect take-home pay, so the gap in Williamsburg city, VA matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Williamsburg city, VA.

Biggest Cost
Largest annual cost increase when moving to Williamsburg city, VA
Annual Increase:

$123 per year

HEALTHCARE has the largest annual increase when moving to Williamsburg city, VA.

Biggest Savings
Largest annual savings when moving to Williamsburg city, VA
Annual Savings:

$10,099 per year

HOUSING has the largest annual savings when moving to Williamsburg city, VA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-37% lower
Food-5% lower
Transport-13% lower
Healthcare3% higher
Other Costs-32% lower
Childcare0% higher
Taxes-41% lower

In Williamsburg city, VA, modeled annual costs are $55,757 compared with $78,786 in Fairfax County, VA.

Overall, annual costs are lower in Williamsburg city, VA. The category breakdown above shows where the move creates the most room in the budget.

In this case Williamsburg city, VA and Fairfax County, VA are both metropolitan locations.

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Cost of living methodology and data sources
Fairfax County, VA vs Williamsburg city, VA Cost of Living (2026)