Salary needed
A $50,000 salary in Fredericksburg city, VA would need to be about $34,375 in Wise County, VA, or $15,625 less, to match the modeled cost ratio.
Fredericksburg city, VA vs Wise County, VA: Cost of Living Difference
Is it cheaper?
Wise County, VA is cheaper than Fredericksburg city, VA.
Moving to Wise County, VA is estimated to save $18,693 per year.
Cheaper County
Wise County, VASave about $18,693 per year.Salary needed
$50,000 in Fredericksburg city, VA is about $34,375 in Wise County, VA.
Biggest drivers
Transport increases by $1,046 per year. Housing saves $10,362 per year.
Housing: $10,362 lower in Wise County, VA
Taxes: $5,211 lower in Wise County, VA
Childcare: about the same in both counties
Healthcare: $185 higher in Wise County, VA
Food: $865 lower in Wise County, VA
Transport: $1,046 higher in Wise County, VA
Fredericksburg city, VA→Wise County, VA
Equivalent salary in Wise County, VA
$34,375
-31.25% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Fredericksburg city, VA: $130,516
Median Income in Wise County, VA: $61,220
Living Index in Fredericksburg city, VA 45.83%
Living Index in Wise County, VA 67.18%
This estimate matches your purchasing power (equivalent salary) when moving from Fredericksburg city, VA to Wise County, VA.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Fredericksburg city, VA to Wise County, VA is estimated to save $18,693 per year. A $50,000 salary in Fredericksburg city, VA would have similar purchasing power to about $34,375 in Wise County, VA. The largest savings come from housing and taxes.
This is a -31.25% decrease in modeled annual costs. Housing is $10,362 per year lower (-56.29%); Taxes is $5,211 per year lower (-39.61%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Fredericksburg city, VA and Wise County, VA, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 45.8% of median family income in Fredericksburg city, VA and 67.2% in Wise County, VA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $10,362 per year lower in Wise County, VA than in Fredericksburg city, VA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Wise County, VA changes their baseline budget.
Food
Food is $865 per year lower in Wise County, VA than in Fredericksburg city, VA. Food costs affect weekly cash flow, so even a smaller annual gap in Wise County, VA can show up quickly for households that cook most meals at home.
Transportation
Transportation is $1,046 per year higher in Wise County, VA than in Fredericksburg city, VA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Wise County, VA.
Healthcare
Healthcare is $185 per year higher in Wise County, VA than in Fredericksburg city, VA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Wise County, VA changes provider networks or plan options.
Other necessities
Other necessities is $3,485 per year lower in Wise County, VA than in Fredericksburg city, VA. Other necessities cover everyday basics, so changes in Wise County, VA help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Fredericksburg city, VA and Wise County, VA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Wise County, VA, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $5,211 per year lower in Wise County, VA than in Fredericksburg city, VA. Taxes affect take-home pay, so the gap in Wise County, VA matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Wise County, VA.
Biggest Cost
Largest annual cost increase when moving to Wise County, VA
Annual Increase:
$1,046 per year
TRANSPORT has the largest annual increase when moving to Wise County, VA.
Biggest Savings
Largest annual savings when moving to Wise County, VA
Annual Savings:
$10,362 per year
HOUSING has the largest annual savings when moving to Wise County, VA.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -56% lower | |
| Food | -17% lower | |
| Transport | 9% higher | |
| Healthcare | 4% higher | |
| Other Costs | -48% lower | |
| Childcare | 0% higher | |
| Taxes | -40% lower |
In Wise County, VA, modeled annual costs are $41,129 compared with $59,822 in Fredericksburg city, VA.
Overall, annual costs are lower in Wise County, VA. The category breakdown above shows where the move creates the most room in the budget.
In this case Wise County, VA is not a metropolitan location, while Fredericksburg city, VA is a metropolitan location.
Use our map to visually compare multiple counties at once.
