Gwinnett County, GA vs Carroll County, GA: Cost of Living Difference

Is it cheaper?

Carroll County, GA is cheaper than Gwinnett County, GA.

Moving to Carroll County, GA is estimated to save $14,835 per year.

Cheaper cost of living

Cheaper County

Carroll County, GASave about $14,835 per year.

Salary needed

$50,000 in Gwinnett County, GA is about $39,180 in Carroll County, GA.

Biggest drivers

Transport increases by $176 per year. Housing saves $7,168 per year.

Housing: $7,168 lower in Carroll County, GA

Taxes: $5,065 lower in Carroll County, GA

Childcare: about the same in both counties

Healthcare: $507 lower in Carroll County, GA

Food: $35 lower in Carroll County, GA

Transport: $176 higher in Carroll County, GA

Gwinnett County, GACarroll County, GA
Equivalent salary in Carroll County, GA
$39,180
-21.64% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Gwinnett County, GA: $97,369
Median Income in Carroll County, GA: $85,249
Living Index in Gwinnett County, GA 70.42%
Living Index in Carroll County, GA 63.03%

This estimate matches your purchasing power (equivalent salary) when moving from Gwinnett County, GA to Carroll County, GA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Gwinnett County, GA to Carroll County, GA is estimated to save $14,835 per year. A $50,000 salary in Gwinnett County, GA would have similar purchasing power to about $39,180 in Carroll County, GA. The largest savings come from housing and taxes.

This is a -21.64% decrease in modeled annual costs. Housing is $7,168 per year lower (-34.38%); Taxes is $5,065 per year lower (-31.32%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Gwinnett County, GA and Carroll County, GA, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Gwinnett County, GA would need to be about $39,180 in Carroll County, GA, or $10,820 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 70.4% of median family income in Gwinnett County, GA and 63.0% in Carroll County, GA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $7,168 per year lower in Carroll County, GA than in Gwinnett County, GA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Carroll County, GA changes their baseline budget.

Food

Food is $35 per year lower in Carroll County, GA than in Gwinnett County, GA. Food costs affect weekly cash flow, so even a smaller annual gap in Carroll County, GA can show up quickly for households that cook most meals at home.

Transportation

Transportation is $176 per year higher in Carroll County, GA than in Gwinnett County, GA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Carroll County, GA.

Healthcare

Healthcare is $507 per year lower in Carroll County, GA than in Gwinnett County, GA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Carroll County, GA changes provider networks or plan options.

Other necessities

Other necessities is $2,237 per year lower in Carroll County, GA than in Gwinnett County, GA. Other necessities cover everyday basics, so changes in Carroll County, GA help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Gwinnett County, GA and Carroll County, GA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Carroll County, GA, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $5,065 per year lower in Carroll County, GA than in Gwinnett County, GA. Taxes affect take-home pay, so the gap in Carroll County, GA matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Carroll County, GA.

Biggest Cost
Largest annual cost increase when moving to Carroll County, GA
Annual Increase:

$176 per year

TRANSPORT has the largest annual increase when moving to Carroll County, GA.

Biggest Savings
Largest annual savings when moving to Carroll County, GA
Annual Savings:

$7,168 per year

HOUSING has the largest annual savings when moving to Carroll County, GA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-34% lower
Food-1% lower
Transport1% higher
Healthcare-8% lower
Other Costs-29% lower
Childcare0% higher
Taxes-31% lower

In Carroll County, GA, modeled annual costs are $53,732 compared with $68,567 in Gwinnett County, GA.

Overall, annual costs are lower in Carroll County, GA. The category breakdown above shows where the move creates the most room in the budget.

In this case Carroll County, GA and Gwinnett County, GA are both metropolitan locations.

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Cost of living methodology and data sources
Gwinnett County, GA vs Carroll County, GA Cost of Living (2026)