Hillsborough County, FL vs Travis County, TX: Cost of Living Difference

Is it cheaper?

Travis County, TX is cheaper than Hillsborough County, FL.

Moving to Travis County, TX is estimated to save $1,170 per year.

Cheaper cost of living

Cheaper County

Travis County, TXSave about $1,170 per year.

Salary needed

$50,000 in Hillsborough County, FL is about $49,000 in Travis County, TX.

Biggest drivers

Transport increases by $141 per year. Housing saves $404 per year.

Housing: $404 lower in Travis County, TX

Taxes: $321 lower in Travis County, TX

Childcare: about the same in both counties

Healthcare: $22 higher in Travis County, TX

Food: $369 lower in Travis County, TX

Transport: $141 higher in Travis County, TX

Hillsborough County, FLTravis County, TX
Equivalent salary in Travis County, TX
$49,000
-2% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Hillsborough County, FL: $91,253
Median Income in Travis County, TX: $126,667
Living Index in Hillsborough County, FL 64.06%
Living Index in Travis County, TX 45.23%

This estimate matches your purchasing power (equivalent salary) when moving from Hillsborough County, FL to Travis County, TX.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Hillsborough County, FL to Travis County, TX is estimated to save $1,170 per year. A $50,000 salary in Hillsborough County, FL would have similar purchasing power to about $49,000 in Travis County, TX. The largest savings come from housing and food.

This is a 2% decrease in modeled annual costs. Housing is $404 per year lower (2.09%); Food is $369 per year lower (8.24%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

What changed the most?

The following cards show the annual category differences that most affect the move to Travis County, TX.

Biggest Cost
Largest annual cost increase when moving to Travis County, TX
Annual Increase:

$141 per year

TRANSPORT has the largest annual increase when moving to Travis County, TX.

Biggest Savings
Largest annual savings when moving to Travis County, TX
Annual Savings:

$404 per year

HOUSING has the largest annual savings when moving to Travis County, TX.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-2.09% lower
Food-8.24% lower
Transport1.21% higher
Healthcare0.39% higher
Other Costs-3.25% lower
Childcare0.00% higher
Taxes-3.21% lower

In Travis County, TX, modeled annual costs are $57,286 compared with $58,456 in Hillsborough County, FL.

Overall, annual costs are lower in Travis County, TX. The category breakdown above shows where the move creates the most room in the budget.

In this case Travis County, TX and Hillsborough County, FL are both metropolitan locations.

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How WatchPennies calculates salary needed
Hillsborough, FL vs Travis, TX Cost Difference