Jefferson County, CO vs Huerfano County, CO: Cost of Living Difference

Is it cheaper?

Huerfano County, CO is cheaper than Jefferson County, CO.

Moving to Huerfano County, CO is estimated to save $18,266 per year.

Cheaper cost of living

Cheaper County

Huerfano County, COSave about $18,266 per year.

Salary needed

$50,000 in Jefferson County, CO is about $35,580 in Huerfano County, CO.

Biggest drivers

Healthcare increases by $1,063 per year. Housing saves $10,773 per year.

Housing: $10,773 lower in Huerfano County, CO

Taxes: $5,209 lower in Huerfano County, CO

Childcare: about the same in both counties

Healthcare: $1,063 higher in Huerfano County, CO

Food: $589 lower in Huerfano County, CO

Transport: $769 higher in Huerfano County, CO

Jefferson County, COHuerfano County, CO
Equivalent salary in Huerfano County, CO
$35,580
-28.84% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Jefferson County, CO: $133,411
Median Income in Huerfano County, CO: $68,050
Living Index in Jefferson County, CO 47.48%
Living Index in Huerfano County, CO 66.24%

This estimate matches your purchasing power (equivalent salary) when moving from Jefferson County, CO to Huerfano County, CO.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Jefferson County, CO to Huerfano County, CO is estimated to save $18,266 per year. A $50,000 salary in Jefferson County, CO would have similar purchasing power to about $35,580 in Huerfano County, CO. The largest savings come from housing and taxes.

This is a -28.84% decrease in modeled annual costs. Housing is $10,773 per year lower (-55.12%); Taxes is $5,209 per year lower (-38.43%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Jefferson County, CO and Huerfano County, CO, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Jefferson County, CO would need to be about $35,580 in Huerfano County, CO, or $14,420 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 47.5% of median family income in Jefferson County, CO and 66.2% in Huerfano County, CO. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $10,773 per year lower in Huerfano County, CO than in Jefferson County, CO. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Huerfano County, CO changes their baseline budget.

Food

Food is $589 per year lower in Huerfano County, CO than in Jefferson County, CO. Food costs affect weekly cash flow, so even a smaller annual gap in Huerfano County, CO can show up quickly for households that cook most meals at home.

Transportation

Transportation is $769 per year higher in Huerfano County, CO than in Jefferson County, CO. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Huerfano County, CO.

Healthcare

Healthcare is $1,063 per year higher in Huerfano County, CO than in Jefferson County, CO. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Huerfano County, CO changes provider networks or plan options.

Other necessities

Other necessities is $3,527 per year lower in Huerfano County, CO than in Jefferson County, CO. Other necessities cover everyday basics, so changes in Huerfano County, CO help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Jefferson County, CO and Huerfano County, CO, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Huerfano County, CO, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $5,209 per year lower in Huerfano County, CO than in Jefferson County, CO. Taxes affect take-home pay, so the gap in Huerfano County, CO matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Huerfano County, CO.

Biggest Cost
Largest annual cost increase when moving to Huerfano County, CO
Annual Increase:

$1,063 per year

HEALTHCARE has the largest annual increase when moving to Huerfano County, CO.

Biggest Savings
Largest annual savings when moving to Huerfano County, CO
Annual Savings:

$10,773 per year

HOUSING has the largest annual savings when moving to Huerfano County, CO.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-55% lower
Food-12% lower
Transport6% higher
Healthcare20% higher
Other Costs-47% lower
Childcare0% higher
Taxes-38% lower

In Huerfano County, CO, modeled annual costs are $45,076 compared with $63,342 in Jefferson County, CO.

Overall, annual costs are lower in Huerfano County, CO. The category breakdown above shows where the move creates the most room in the budget.

In this case Huerfano County, CO is not a metropolitan location, while Jefferson County, CO is a metropolitan location.

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Cost of living methodology and data sources
Jefferson County, CO vs Huerfano County, CO Cost of Living (2026)