King County, WA vs Adams County, WA: Cost of Living Difference

Is it cheaper?

Adams County, WA is cheaper than King County, WA.

Moving to Adams County, WA is estimated to save $30,294 per year.

Cheaper cost of living

Cheaper County

Adams County, WASave about $30,294 per year.

Salary needed

$50,000 in King County, WA is about $29,380 in Adams County, WA.

Biggest drivers

Transport increases by $3,137 per year. Housing saves $18,325 per year.

Housing: $18,325 lower in Adams County, WA

Taxes: $7,744 lower in Adams County, WA

Childcare: about the same in both counties

Healthcare: $339 higher in Adams County, WA

Food: $1,534 lower in Adams County, WA

Transport: $3,137 higher in Adams County, WA

King County, WAAdams County, WA
Equivalent salary in Adams County, WA
$29,380
-41.24% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in King County, WA: $154,490
Median Income in Adams County, WA: $70,719
Living Index in King County, WA 47.55%
Living Index in Adams County, WA 61.03%

This estimate matches your purchasing power (equivalent salary) when moving from King County, WA to Adams County, WA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from King County, WA to Adams County, WA is estimated to save $30,294 per year. A $50,000 salary in King County, WA would have similar purchasing power to about $29,380 in Adams County, WA. The largest savings come from housing and taxes.

This is a -41.24% decrease in modeled annual costs. Housing is $18,325 per year lower (-66.97%); Taxes is $7,744 per year lower (-54%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between King County, WA and Adams County, WA, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in King County, WA would need to be about $29,380 in Adams County, WA, or $20,620 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 47.5% of median family income in King County, WA and 61.0% in Adams County, WA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $18,325 per year lower in Adams County, WA than in King County, WA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Adams County, WA changes their baseline budget.

Food

Food is $1,534 per year lower in Adams County, WA than in King County, WA. Food costs affect weekly cash flow, so even a smaller annual gap in Adams County, WA can show up quickly for households that cook most meals at home.

Transportation

Transportation is $3,137 per year higher in Adams County, WA than in King County, WA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Adams County, WA.

Healthcare

Healthcare is $339 per year higher in Adams County, WA than in King County, WA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Adams County, WA changes provider networks or plan options.

Other necessities

Other necessities is $6,166 per year lower in Adams County, WA than in King County, WA. Other necessities cover everyday basics, so changes in Adams County, WA help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in King County, WA and Adams County, WA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Adams County, WA, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $7,744 per year lower in Adams County, WA than in King County, WA. Taxes affect take-home pay, so the gap in Adams County, WA matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Adams County, WA.

Biggest Cost
Largest annual cost increase when moving to Adams County, WA
Annual Increase:

$3,137 per year

TRANSPORT has the largest annual increase when moving to Adams County, WA.

Biggest Savings
Largest annual savings when moving to Adams County, WA
Annual Savings:

$18,325 per year

HOUSING has the largest annual savings when moving to Adams County, WA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-67% lower
Food-30% lower
Transport27% higher
Healthcare7% higher
Other Costs-61% lower
Childcare0% higher
Taxes-54% lower

In Adams County, WA, modeled annual costs are $43,161 compared with $73,455 in King County, WA.

Overall, annual costs are lower in Adams County, WA. The category breakdown above shows where the move creates the most room in the budget.

In this case Adams County, WA is not a metropolitan location, while King County, WA is a metropolitan location.

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Cost of living methodology and data sources
King County, WA vs Adams County, WA Cost of Living (2026)