Kings County, NY vs Collier County, FL: Cost of Living Difference

Is it cheaper?

Collier County, FL is cheaper than Kings County, NY.

Moving to Collier County, FL is estimated to save $24,566 per year.

Cheaper cost of living

Cheaper County

Collier County, FLSave about $24,566 per year.

Salary needed

$50,000 in Kings County, NY is about $34,615 in Collier County, FL.

Biggest drivers

Transport increases by $5,132 per year. Housing saves $11,940 per year.

Housing: $11,940 lower in Collier County, FL

Taxes: $11,067 lower in Collier County, FL

Childcare: about the same in both counties

Healthcare: $2,803 lower in Collier County, FL

Food: $138 lower in Collier County, FL

Transport: $5,132 higher in Collier County, FL

Kings County, NYCollier County, FL
Equivalent salary in Collier County, FL
$34,615
-30.77% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Kings County, NY: $87,226
Median Income in Collier County, FL: $103,778
Living Index in Kings County, NY 91.53%
Living Index in Collier County, FL 53.26%

This estimate matches your purchasing power (equivalent salary) when moving from Kings County, NY to Collier County, FL.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Kings County, NY to Collier County, FL is estimated to save $24,566 per year. A $50,000 salary in Kings County, NY would have similar purchasing power to about $34,615 in Collier County, FL. The largest savings come from housing and taxes.

This is a -30.77% decrease in modeled annual costs. Housing is $11,940 per year lower (-42.21%); Taxes is $11,067 per year lower (-54.78%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Kings County, NY and Collier County, FL, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Kings County, NY would need to be about $34,615 in Collier County, FL, or $15,385 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 91.5% of median family income in Kings County, NY and 53.3% in Collier County, FL. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $11,940 per year lower in Collier County, FL than in Kings County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Collier County, FL changes their baseline budget.

Food

Food is $138 per year lower in Collier County, FL than in Kings County, NY. Food costs affect weekly cash flow, so even a smaller annual gap in Collier County, FL can show up quickly for households that cook most meals at home.

Transportation

Transportation is $5,132 per year higher in Collier County, FL than in Kings County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Collier County, FL.

Healthcare

Healthcare is $2,803 per year lower in Collier County, FL than in Kings County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Collier County, FL changes provider networks or plan options.

Other necessities

Other necessities is $3,751 per year lower in Collier County, FL than in Kings County, NY. Other necessities cover everyday basics, so changes in Collier County, FL help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Kings County, NY and Collier County, FL, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Collier County, FL, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $11,067 per year lower in Collier County, FL than in Kings County, NY. Taxes affect take-home pay, so the gap in Collier County, FL matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Collier County, FL.

Biggest Cost
Largest annual cost increase when moving to Collier County, FL
Annual Increase:

$5,132 per year

TRANSPORT has the largest annual increase when moving to Collier County, FL.

Biggest Savings
Largest annual savings when moving to Collier County, FL
Annual Savings:

$11,940 per year

HOUSING has the largest annual savings when moving to Collier County, FL.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-42% lower
Food-3% lower
Transport74% higher
Healthcare-31% lower
Other Costs-36% lower
Childcare0% higher
Taxes-55% lower

In Collier County, FL, modeled annual costs are $55,269 compared with $79,835 in Kings County, NY.

Overall, annual costs are lower in Collier County, FL. The category breakdown above shows where the move creates the most room in the budget.

In this case Collier County, FL and Kings County, NY are both metropolitan locations.

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Cost of living methodology and data sources
Kings County, NY vs Collier County, FL Cost of Living (2026)