Kings County, NY vs Ontario County, NY: Cost of Living Difference

Is it cheaper?

Ontario County, NY is cheaper than Kings County, NY.

Moving to Ontario County, NY is estimated to save $25,416 per year.

Cheaper cost of living

Cheaper County

Ontario County, NYSave about $25,416 per year.

Salary needed

$50,000 in Kings County, NY is about $34,080 in Ontario County, NY.

Biggest drivers

Transport increases by $6,597 per year. Housing saves $15,740 per year.

Housing: $15,740 lower in Ontario County, NY

Taxes: $8,896 lower in Ontario County, NY

Childcare: about the same in both counties

Healthcare: $1,749 lower in Ontario County, NY

Food: $565 lower in Ontario County, NY

Transport: $6,597 higher in Ontario County, NY

Kings County, NYOntario County, NY
Equivalent salary in Ontario County, NY
$34,080
-31.84% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Kings County, NY: $87,226
Median Income in Ontario County, NY: $100,623
Living Index in Kings County, NY 91.53%
Living Index in Ontario County, NY 54.08%

This estimate matches your purchasing power (equivalent salary) when moving from Kings County, NY to Ontario County, NY.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Kings County, NY to Ontario County, NY is estimated to save $25,416 per year. A $50,000 salary in Kings County, NY would have similar purchasing power to about $34,080 in Ontario County, NY. The largest savings come from housing and taxes.

This is a -31.84% decrease in modeled annual costs. Housing is $15,740 per year lower (-55.65%); Taxes is $8,896 per year lower (-44.04%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Kings County, NY and Ontario County, NY, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Kings County, NY would need to be about $34,080 in Ontario County, NY, or $15,920 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 91.5% of median family income in Kings County, NY and 54.1% in Ontario County, NY. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $15,740 per year lower in Ontario County, NY than in Kings County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Ontario County, NY changes their baseline budget.

Food

Food is $565 per year lower in Ontario County, NY than in Kings County, NY. Food costs affect weekly cash flow, so even a smaller annual gap in Ontario County, NY can show up quickly for households that cook most meals at home.

Transportation

Transportation is $6,597 per year higher in Ontario County, NY than in Kings County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Ontario County, NY.

Healthcare

Healthcare is $1,749 per year lower in Ontario County, NY than in Kings County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Ontario County, NY changes provider networks or plan options.

Other necessities

Other necessities is $5,063 per year lower in Ontario County, NY than in Kings County, NY. Other necessities cover everyday basics, so changes in Ontario County, NY help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Kings County, NY and Ontario County, NY, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Ontario County, NY, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $8,896 per year lower in Ontario County, NY than in Kings County, NY. Taxes affect take-home pay, so the gap in Ontario County, NY matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Ontario County, NY.

Biggest Cost
Largest annual cost increase when moving to Ontario County, NY
Annual Increase:

$6,597 per year

TRANSPORT has the largest annual increase when moving to Ontario County, NY.

Biggest Savings
Largest annual savings when moving to Ontario County, NY
Annual Savings:

$15,740 per year

HOUSING has the largest annual savings when moving to Ontario County, NY.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-56% lower
Food-11% lower
Transport95% higher
Healthcare-19% lower
Other Costs-49% lower
Childcare0% higher
Taxes-44% lower

In Ontario County, NY, modeled annual costs are $54,419 compared with $79,835 in Kings County, NY.

Overall, annual costs are lower in Ontario County, NY. The category breakdown above shows where the move creates the most room in the budget.

In this case Ontario County, NY and Kings County, NY are both metropolitan locations.

Use our map to visually compare multiple counties at once.

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City housing context

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Cost of living methodology and data sources
Kings County, NY vs Ontario County, NY Cost of Living (2026)