Kings County, NY vs Ramsey County, MN: Cost of Living Difference

Is it cheaper?

Ramsey County, MN is cheaper than Kings County, NY.

Moving to Ramsey County, MN is estimated to save $31,176 per year.

Cheaper cost of living

Cheaper County

Ramsey County, MNSave about $31,176 per year.

Salary needed

$50,000 in Kings County, NY is about $30,475 in Ramsey County, MN.

Biggest drivers

Transport increases by $4,298 per year. Housing saves $14,749 per year.

Housing: $14,749 lower in Ramsey County, MN

Taxes: $11,169 lower in Ramsey County, MN

Childcare: about the same in both counties

Healthcare: $4,736 lower in Ramsey County, MN

Food: $185 lower in Ramsey County, MN

Transport: $4,298 higher in Ramsey County, MN

Kings County, NYRamsey County, MN
Equivalent salary in Ramsey County, MN
$30,475
-39.05% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Kings County, NY: $87,226
Median Income in Ramsey County, MN: $106,698
Living Index in Kings County, NY 91.53%
Living Index in Ramsey County, MN 45.60%

This estimate matches your purchasing power (equivalent salary) when moving from Kings County, NY to Ramsey County, MN.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Kings County, NY to Ramsey County, MN is estimated to save $31,176 per year. A $50,000 salary in Kings County, NY would have similar purchasing power to about $30,475 in Ramsey County, MN. The largest savings come from housing and taxes.

This is a -39.05% decrease in modeled annual costs. Housing is $14,749 per year lower (-52.15%); Taxes is $11,169 per year lower (-55.29%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Kings County, NY and Ramsey County, MN, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Kings County, NY would need to be about $30,475 in Ramsey County, MN, or $19,525 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 91.5% of median family income in Kings County, NY and 45.6% in Ramsey County, MN. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $14,749 per year lower in Ramsey County, MN than in Kings County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Ramsey County, MN changes their baseline budget.

Food

Food is $185 per year lower in Ramsey County, MN than in Kings County, NY. Food costs affect weekly cash flow, so even a smaller annual gap in Ramsey County, MN can show up quickly for households that cook most meals at home.

Transportation

Transportation is $4,298 per year higher in Ramsey County, MN than in Kings County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Ramsey County, MN.

Healthcare

Healthcare is $4,736 per year lower in Ramsey County, MN than in Kings County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Ramsey County, MN changes provider networks or plan options.

Other necessities

Other necessities is $4,637 per year lower in Ramsey County, MN than in Kings County, NY. Other necessities cover everyday basics, so changes in Ramsey County, MN help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Kings County, NY and Ramsey County, MN, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Ramsey County, MN, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $11,169 per year lower in Ramsey County, MN than in Kings County, NY. Taxes affect take-home pay, so the gap in Ramsey County, MN matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Ramsey County, MN.

Biggest Cost
Largest annual cost increase when moving to Ramsey County, MN
Annual Increase:

$4,298 per year

TRANSPORT has the largest annual increase when moving to Ramsey County, MN.

Biggest Savings
Largest annual savings when moving to Ramsey County, MN
Annual Savings:

$14,749 per year

HOUSING has the largest annual savings when moving to Ramsey County, MN.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-52% lower
Food-4% lower
Transport62% higher
Healthcare-53% lower
Other Costs-45% lower
Childcare0% higher
Taxes-55% lower

In Ramsey County, MN, modeled annual costs are $48,659 compared with $79,835 in Kings County, NY.

Overall, annual costs are lower in Ramsey County, MN. The category breakdown above shows where the move creates the most room in the budget.

In this case Ramsey County, MN and Kings County, NY are both metropolitan locations.

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Cost of living methodology and data sources
Kings County, NY vs Ramsey County, MN Cost of Living (2026)