What does WatchPennies calculate?

WatchPennies estimates cost of living by US county across housing, food, transportation, healthcare, childcare, other necessities, taxes, and income context.

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No. WatchPennies is a privacy-first web calculator that can be used without creating an account.

Can I compare two counties on WatchPennies?

Yes. WatchPennies lets you compare counties and adjust salary and family type to estimate relative cost differences.

What does the Los Angeles County, CA vs New York County, NY comparison show?

It compares estimated living costs by category, including housing, food, transportation, healthcare, childcare, other necessities, taxes, and income context.

Can I change the salary and family type?

Yes. The comparison calculator supports salary and family type inputs so you can model costs for different households.

Does WatchPennies require an account for comparisons?

No. County comparisons are available without creating an account.

Los Angeles County, CA vs New York County, NY: Cost of Living Difference

Is it cheaper?

Los Angeles County, CA is cheaper than New York County, NY.

Moving to New York County, NY is estimated to cost $27,948 more per year.

Cheaper County

Los Angeles County, CASpend $27,948 more per year.

Salary needed

$50,000 in Los Angeles County, CA is about $71,065 in New York County, NY.

Biggest drivers

Housing increases by $11,530 per year. Transport saves $5,562 per year.

Housing: $11,530 higher in New York County, NY

Taxes: $10,751 higher in New York County, NY

Childcare: about the same in both counties

Healthcare: $4,217 higher in New York County, NY

Food: $2,619 higher in New York County, NY

Transport: $5,562 lower in New York County, NY

Los Angeles County, CA→New York County, NY

Equivalent salary in New York County, NY

$71,065

+42.13% higher

Current salary: $50,000

Household: 1 adult · 0 children

Median Income in Los Angeles County, CA: $98,839

Median Income in New York County, NY: $142,014

Living Index in Los Angeles County, CA 67.11%

Living Index in New York County, NY 66.39%

This estimate matches your purchasing power (equivalent salary) when moving from Los Angeles County, CA to New York County, NY.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Los Angeles County, CA to New York County, NY is estimated to cost $27,948 more per year. To maintain similar purchasing power, a $50,000 salary in Los Angeles County, CA would need to be about $71,065 in New York County, NY. The biggest increase is housing, followed by taxes.

This is a 42.13% increase in modeled annual costs. Housing is $11,530 per year higher (51.77%); Taxes is $10,751 per year higher (73.86%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

What changed the most?

The following cards show the annual category differences that most affect the move to New York County, NY.

Biggest Cost

Largest annual cost increase when moving to New York County, NY

Annual Increase:

$11,530 per year

HOUSING has the largest annual increase when moving to New York County, NY.

Biggest Savings

Largest annual savings when moving to New York County, NY

Annual Savings:

$5,562 per year

TRANSPORT has the largest annual savings when moving to New York County, NY.

Breakdown of price percentages per category.

Numbers are average costs per section.

Category	Difference
Housing	51.77% higher
Los Angeles County, CA New York County, NY Average Cost $22272.00 $33802.00 INFO: Housing costs are based on Department of Housing and Urban Development data. The estimate uses 40th percentile rent for privately owned rental units in each area. Studio apartments are paired with one-adult households, one-bedroom apartments with two-adult households, and two-bedroom apartments with households that have children.
Food	59.41% higher
Los Angeles County, CA New York County, NY Average Cost $4408.00 $7027.00 INFO: Food costs are based on the U.S. Department of Agriculture's food plans. Numbers are normalized to each area using Feeding America and Meal Gap data. This estimate assumes most food is bought at local grocery stores and prepared at home.
Transport	-46.19% lower
Los Angeles County, CA New York County, NY Average Cost $12042.00 $6480.00 INFO: Transportation costs are a combination of auto ownership, auto use, and public transit. Data is collected from the Center for Neighborhood Technology (CNT).
Healthcare	88.31% higher
Los Angeles County, CA New York County, NY Average Cost $4775.00 $8992.00 INFO: Healthcare expenses come from average insurance premiums and out-of-pocket costs. The estimate assumes families purchase the lowest-cost available insurance plan under the Affordable Care Act. Data comes from Kaiser Family Foundation and the U.S. Department of Health and Human Services (HHS).
Other Costs	53.04% higher
Los Angeles County, CA New York County, NY Average Cost $8283.00 $12676.00 INFO: This cost is calculated through the average spending of categories deemed necessary by the Bureau of Labor Statistics Consumer Expenditure Survey. These include apparel, personal care, household supplies, reading materials, and school supplies.
Childcare	0.00% higher
Los Angeles County, CA New York County, NY Average Cost $0.00 $0.00 INFO: Childcare expenses are based on combined costs for center-based care and family-based care for 4-year-olds and school-aged children. For households with one child, the estimate assumes the child is 4 years old. For households with two children, the estimate assumes the second child is 8 years old.
Taxes	73.86% higher
Los Angeles County, CA New York County, NY Average Cost $14555.00 $25306.00 INFO: Taxes are calculated from the National Bureau of Economic Research. The number weighs in personal income tax, state income tax, federal Social Security, and Medicare taxes.

In New York County, NY, modeled annual costs are $94,283 compared with $66,335 in Los Angeles County, CA.

Overall, annual costs are higher in New York County, NY. The category breakdown above shows whether housing, taxes, transportation, healthcare, food, childcare, or other necessities are driving the increase.

In this case New York County, NY and Los Angeles County, CA are both metropolitan locations.

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