Salary needed
A $50,000 salary in Monmouth County, NJ would need to be about $39,095 in Benton County, MS, or $10,905 less, to match the modeled cost ratio.
Monmouth County, NJ vs Benton County, MS: Cost of Living Difference
Is it cheaper?
Benton County, MS is cheaper than Monmouth County, NJ.
Moving to Benton County, MS is estimated to save $13,249 per year.
Cheaper County
Benton County, MSSave about $13,249 per year.Salary needed
$50,000 in Monmouth County, NJ is about $39,095 in Benton County, MS.
Biggest drivers
Transport increases by $1,169 per year. Housing saves $8,367 per year.
Housing: $8,367 lower in Benton County, MS
Taxes: $2,976 lower in Benton County, MS
Childcare: about the same in both counties
Healthcare: $733 higher in Benton County, MS
Food: $923 lower in Benton County, MS
Transport: $1,169 higher in Benton County, MS
Monmouth County, NJ→Benton County, MS
Equivalent salary in Benton County, MS
$39,095
-21.81% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Monmouth County, NJ: $155,779
Median Income in Benton County, MS: $52,556
Living Index in Monmouth County, NJ 39.00%
Living Index in Benton County, MS 90.38%
This estimate matches your purchasing power (equivalent salary) when moving from Monmouth County, NJ to Benton County, MS.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Monmouth County, NJ to Benton County, MS is estimated to save $13,249 per year. A $50,000 salary in Monmouth County, NJ would have similar purchasing power to about $39,095 in Benton County, MS. The largest savings come from housing and taxes.
This is a -21.81% decrease in modeled annual costs. Housing is $8,367 per year lower (-46.35%); Taxes is $2,976 per year lower (-24.69%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Monmouth County, NJ and Benton County, MS, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 39.0% of median family income in Monmouth County, NJ and 90.4% in Benton County, MS. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $8,367 per year lower in Benton County, MS than in Monmouth County, NJ. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Benton County, MS changes their baseline budget.
Food
Food is $923 per year lower in Benton County, MS than in Monmouth County, NJ. Food costs affect weekly cash flow, so even a smaller annual gap in Benton County, MS can show up quickly for households that cook most meals at home.
Transportation
Transportation is $1,169 per year higher in Benton County, MS than in Monmouth County, NJ. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Benton County, MS.
Healthcare
Healthcare is $733 per year higher in Benton County, MS than in Monmouth County, NJ. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Benton County, MS changes provider networks or plan options.
Other necessities
Other necessities is $2,884 per year lower in Benton County, MS than in Monmouth County, NJ. Other necessities cover everyday basics, so changes in Benton County, MS help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Monmouth County, NJ and Benton County, MS, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Benton County, MS, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $2,976 per year lower in Benton County, MS than in Monmouth County, NJ. Taxes affect take-home pay, so the gap in Benton County, MS matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Benton County, MS.
Biggest Cost
Largest annual cost increase when moving to Benton County, MS
Annual Increase:
$1,169 per year
TRANSPORT has the largest annual increase when moving to Benton County, MS.
Biggest Savings
Largest annual savings when moving to Benton County, MS
Annual Savings:
$8,367 per year
HOUSING has the largest annual savings when moving to Benton County, MS.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -46% lower | |
| Food | -19% lower | |
| Transport | 9% higher | |
| Healthcare | 13% higher | |
| Other Costs | -41% lower | |
| Childcare | 0% higher | |
| Taxes | -25% lower |
In Benton County, MS, modeled annual costs are $47,502 compared with $60,751 in Monmouth County, NJ.
Overall, annual costs are lower in Benton County, MS. The category breakdown above shows where the move creates the most room in the budget.
In this case Benton County, MS and Monmouth County, NJ are both metropolitan locations.
Use our map to visually compare multiple counties at once.
