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Montgomery County, MD vs Prince George's County, MD: Cost of Living Difference

Name: WatchPennies cost of living dataset
Creator: WatchPennies

Is it cheaper?

Prince George's County, MD is cheaper than Montgomery County, MD.

Moving to Prince George's County, MD is estimated to save $6,270 per year.

Cheaper County

Prince George's County, MDSave about $6,270 per year.

Salary needed

$50,000 in Montgomery County, MD is about $45,660 in Prince George's County, MD.

Biggest drivers

Transport increases by $850 per year. Housing saves $3,255 per year.

Housing: $3,255 lower in Prince George's County, MD

Taxes: $2,098 lower in Prince George's County, MD

Childcare: about the same in both counties

Healthcare: about the same in both counties

Food: $577 lower in Prince George's County, MD

Transport: $850 higher in Prince George's County, MD

Montgomery County, MD→Prince George's County, MD

Equivalent salary in Prince George's County, MD

$45,660

-8.68% lower

Current salary: $50,000

Household: 1 adult · 0 children

Median Income in Montgomery County, MD: $158,399

Median Income in Prince George's County, MD: $118,434

Living Index in Montgomery County, MD 45.58%

Living Index in Prince George's County, MD 55.67%

This estimate matches your purchasing power (equivalent salary) when moving from Montgomery County, MD to Prince George's County, MD.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Montgomery County, MD to Prince George's County, MD is estimated to save $6,270 per year. A $50,000 salary in Montgomery County, MD would have similar purchasing power to about $45,660 in Prince George's County, MD. The largest savings come from housing and taxes.

This is a 8.68% decrease in modeled annual costs. Housing is $3,255 per year lower (13.25%); Taxes is $2,098 per year lower (12.34%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

What changed the most?

The following cards show the annual category differences that most affect the move to Prince George's County, MD.

Biggest Cost

Largest annual cost increase when moving to Prince George's County, MD

Annual Increase:

$850 per year

TRANSPORT has the largest annual increase when moving to Prince George's County, MD.

Biggest Savings

Largest annual savings when moving to Prince George's County, MD

Annual Savings:

$3,255 per year

HOUSING has the largest annual savings when moving to Prince George's County, MD.

Breakdown of price percentages per category.

Numbers are average costs per section.

Category	Difference
Housing	-13.25% lower
Montgomery County, MD Prince George's County, MD Average Cost $24568.00 $21313.00 INFO: Housing costs are based on Department of Housing and Urban Development data. The estimate uses 40th percentile rent for privately owned rental units in each area. Studio apartments are paired with one-adult households, one-bedroom apartments with two-adult households, and two-bedroom apartments with households that have children.
Food	-11.24% lower
Montgomery County, MD Prince George's County, MD Average Cost $5135.00 $4558.00 INFO: Food costs are based on the U.S. Department of Agriculture's food plans. Numbers are normalized to each area using Feeding America and Meal Gap data. This estimate assumes most food is bought at local grocery stores and prepared at home.
Transport	7.09% higher
Montgomery County, MD Prince George's County, MD Average Cost $11985.00 $12835.00 INFO: Transportation costs are a combination of auto ownership, auto use, and public transit. Data is collected from the Center for Neighborhood Technology (CNT).
Healthcare	0.00% higher
Montgomery County, MD Prince George's County, MD Average Cost $4290.00 $4290.00 INFO: Healthcare expenses come from average insurance premiums and out-of-pocket costs. The estimate assumes families purchase the lowest-cost available insurance plan under the Affordable Care Act. Data comes from Kaiser Family Foundation and the U.S. Department of Health and Human Services (HHS).
Other Costs	-12.90% lower
Montgomery County, MD Prince George's County, MD Average Cost $9222.00 $8032.00 INFO: This cost is calculated through the average spending of categories deemed necessary by the Bureau of Labor Statistics Consumer Expenditure Survey. These include apparel, personal care, household supplies, reading materials, and school supplies.
Childcare	0.00% higher
Montgomery County, MD Prince George's County, MD Average Cost $0.00 $0.00 INFO: Childcare expenses are based on combined costs for center-based care and family-based care for 4-year-olds and school-aged children. For households with one child, the estimate assumes the child is 4 years old. For households with two children, the estimate assumes the second child is 8 years old.
Taxes	-12.34% lower
Montgomery County, MD Prince George's County, MD Average Cost $17003.00 $14905.00 INFO: Taxes are calculated from the National Bureau of Economic Research. The number weighs in personal income tax, state income tax, federal Social Security, and Medicare taxes.

In Prince George's County, MD, modeled annual costs are $65,933 compared with $72,203 in Montgomery County, MD.

Overall, annual costs are lower in Prince George's County, MD. The category breakdown above shows where the move creates the most room in the budget.

In this case Prince George's County, MD and Montgomery County, MD are both metropolitan locations.

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