Salary needed
A $50,000 salary in Montgomery County, PA would need to be about $35,730 in Cameron County, PA, or $14,270 less, to match the modeled cost ratio.
Montgomery County, PA vs Cameron County, PA: Cost of Living Difference
Is it cheaper?
Cameron County, PA is cheaper than Montgomery County, PA.
Moving to Cameron County, PA is estimated to save $17,094 per year.
Cheaper County
Cameron County, PASave about $17,094 per year.Salary needed
$50,000 in Montgomery County, PA is about $35,730 in Cameron County, PA.
Biggest drivers
Healthcare increases by $2,172 per year. Housing saves $10,706 per year.
Housing: $10,706 lower in Cameron County, PA
Taxes: $4,401 lower in Cameron County, PA
Childcare: about the same in both counties
Healthcare: $2,172 higher in Cameron County, PA
Food: $854 lower in Cameron County, PA
Transport: $284 higher in Cameron County, PA
Montgomery County, PA→Cameron County, PA
Equivalent salary in Cameron County, PA
$35,730
-28.54% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Montgomery County, PA: $140,263
Median Income in Cameron County, PA: $61,830
Living Index in Montgomery County, PA 42.69%
Living Index in Cameron County, PA 69.21%
This estimate matches your purchasing power (equivalent salary) when moving from Montgomery County, PA to Cameron County, PA.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Montgomery County, PA to Cameron County, PA is estimated to save $17,094 per year. A $50,000 salary in Montgomery County, PA would have similar purchasing power to about $35,730 in Cameron County, PA. The largest savings come from housing and taxes.
This is a -28.54% decrease in modeled annual costs. Housing is $10,706 per year lower (-57.33%); Taxes is $4,401 per year lower (-35.93%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Montgomery County, PA and Cameron County, PA, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 42.7% of median family income in Montgomery County, PA and 69.2% in Cameron County, PA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $10,706 per year lower in Cameron County, PA than in Montgomery County, PA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Cameron County, PA changes their baseline budget.
Food
Food is $854 per year lower in Cameron County, PA than in Montgomery County, PA. Food costs affect weekly cash flow, so even a smaller annual gap in Cameron County, PA can show up quickly for households that cook most meals at home.
Transportation
Transportation is $284 per year higher in Cameron County, PA than in Montgomery County, PA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Cameron County, PA.
Healthcare
Healthcare is $2,172 per year higher in Cameron County, PA than in Montgomery County, PA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Cameron County, PA changes provider networks or plan options.
Other necessities
Other necessities is $3,589 per year lower in Cameron County, PA than in Montgomery County, PA. Other necessities cover everyday basics, so changes in Cameron County, PA help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Montgomery County, PA and Cameron County, PA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Cameron County, PA, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $4,401 per year lower in Cameron County, PA than in Montgomery County, PA. Taxes affect take-home pay, so the gap in Cameron County, PA matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Cameron County, PA.
Biggest Cost
Largest annual cost increase when moving to Cameron County, PA
Annual Increase:
$2,172 per year
HEALTHCARE has the largest annual increase when moving to Cameron County, PA.
Biggest Savings
Largest annual savings when moving to Cameron County, PA
Annual Savings:
$10,706 per year
HOUSING has the largest annual savings when moving to Cameron County, PA.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -57% lower | |
| Food | -17% lower | |
| Transport | 2% higher | |
| Healthcare | 56% higher | |
| Other Costs | -49% lower | |
| Childcare | 0% higher | |
| Taxes | -36% lower |
In Cameron County, PA, modeled annual costs are $42,791 compared with $59,885 in Montgomery County, PA.
Overall, annual costs are lower in Cameron County, PA. The category breakdown above shows where the move creates the most room in the budget.
In this case Cameron County, PA is not a metropolitan location, while Montgomery County, PA is a metropolitan location.
Use our map to visually compare multiple counties at once.
