Salary needed
A $50,000 salary in Nassau County, NY would need to be about $30,420 in Franklin County, NY, or $19,580 less, to match the modeled cost ratio.
Nassau County, NY vs Franklin County, NY: Cost of Living Difference
Is it cheaper?
Franklin County, NY is cheaper than Nassau County, NY.
Moving to Franklin County, NY is estimated to save $29,604 per year.
Cheaper County
Franklin County, NYSave about $29,604 per year.Salary needed
$50,000 in Nassau County, NY is about $30,420 in Franklin County, NY.
Biggest drivers
Transport increases by $303 per year. Housing saves $14,114 per year.
Housing: $14,114 lower in Franklin County, NY
Taxes: $9,546 lower in Franklin County, NY
Childcare: about the same in both counties
Healthcare: $1,093 lower in Franklin County, NY
Food: $589 lower in Franklin County, NY
Transport: $303 higher in Franklin County, NY
Nassau County, NY→Franklin County, NY
Equivalent salary in Franklin County, NY
$30,420
-39.16% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Nassau County, NY: $165,692
Median Income in Franklin County, NY: $75,978
Living Index in Nassau County, NY 45.62%
Living Index in Franklin County, NY 60.53%
This estimate matches your purchasing power (equivalent salary) when moving from Nassau County, NY to Franklin County, NY.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Nassau County, NY to Franklin County, NY is estimated to save $29,604 per year. A $50,000 salary in Nassau County, NY would have similar purchasing power to about $30,420 in Franklin County, NY. The largest savings come from housing and taxes.
This is a -39.16% decrease in modeled annual costs. Housing is $14,114 per year lower (-63.57%); Taxes is $9,546 per year lower (-51.12%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Nassau County, NY and Franklin County, NY, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 45.6% of median family income in Nassau County, NY and 60.5% in Franklin County, NY. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $14,114 per year lower in Franklin County, NY than in Nassau County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Franklin County, NY changes their baseline budget.
Food
Food is $589 per year lower in Franklin County, NY than in Nassau County, NY. Food costs affect weekly cash flow, so even a smaller annual gap in Franklin County, NY can show up quickly for households that cook most meals at home.
Transportation
Transportation is $303 per year higher in Franklin County, NY than in Nassau County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Franklin County, NY.
Healthcare
Healthcare is $1,093 per year lower in Franklin County, NY than in Nassau County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Franklin County, NY changes provider networks or plan options.
Other necessities
Other necessities is $4,565 per year lower in Franklin County, NY than in Nassau County, NY. Other necessities cover everyday basics, so changes in Franklin County, NY help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Nassau County, NY and Franklin County, NY, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Franklin County, NY, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $9,546 per year lower in Franklin County, NY than in Nassau County, NY. Taxes affect take-home pay, so the gap in Franklin County, NY matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Franklin County, NY.
Biggest Cost
Largest annual cost increase when moving to Franklin County, NY
Annual Increase:
$303 per year
TRANSPORT has the largest annual increase when moving to Franklin County, NY.
Biggest Savings
Largest annual savings when moving to Franklin County, NY
Annual Savings:
$14,114 per year
HOUSING has the largest annual savings when moving to Franklin County, NY.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -64% lower | |
| Food | -12% lower | |
| Transport | 2% higher | |
| Healthcare | -14% lower | |
| Other Costs | -55% lower | |
| Childcare | 0% higher | |
| Taxes | -51% lower |
In Franklin County, NY, modeled annual costs are $45,987 compared with $75,591 in Nassau County, NY.
Overall, annual costs are lower in Franklin County, NY. The category breakdown above shows where the move creates the most room in the budget.
In this case Franklin County, NY is not a metropolitan location, while Nassau County, NY is a metropolitan location.
Use our map to visually compare multiple counties at once.
