COMPARE COST OF LIVING

Palm Beach County, FLBergen County, NJ

Equivalent salary in Bergen County, NJ
$50,575
+1.15% higher
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Palm Beach County, FL: $99,093
Median Income in Bergen County, NJ: $150,475
Living Index in Palm Beach County, FL 58.01
Living Index in Bergen County, NJ 38.64

This estimate matches your purchasing power (equivalent salary) when moving from Palm Beach County, FL to Bergen County, NJ.

* Living index is estimated from (estimated total cost / median_income of area) * 100.A living index above 100% means costs exceed median income.

Cost of Living Breakdown by Category

Summary/TLDR:

Total costs in Palm Beach County, FL and Bergen County, NJ are within about 1.15% of each other. The move is less about overall savings and more about swapping which categories are expensive: you’ll feel the difference in specific areas like Housing, not in your entire budget. Moving can lead to meaningful savings especially in Housing, Food, Healthcare, and Other Costs According to the Economic Policy Institute’s 2025 Family Budget data, Palm Beach County, FL's Housing costs are 3.76% higher ($18,876 vs. $18,166), driving a large part of the cost difference. Movers could potentially save $710 in annual expenses. Transport and Taxes costs for Bergen County, NJ , however, rise slightly.

Since Housing is one of the biggest drivers of living costs, this gap alone can noticeably change how the move feels month to month. Because housing is usually the largest line item in a budget, this gap alone can make the move feel noticeably cheaper or more expensive.

Below we break down the key differences driving this gap.

What changed the most?

The following numbers represent which categories have the highest and lowest cost increase when moving to Bergen County, NJ.

Biggest Increase
Highest new COST when moving to Bergen County, NJ
Average Cost:

$8,458 per year

TAXES costs are highest in Bergen County, NJ.

Smallest Increase
Highest money SAVE when moving to Bergen County, NJ
Average Cost:

$18,166 per year

HOUSING costs are lowest in Bergen County, NJ.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-3.76% lower
Food-2.50% lower
Transport6.99% higher
Healthcare-2.99% lower
Other Costs-3.50% lower
Taxes13.55% higher

In your new location your total average costs would be $58147.00 compared to your previous average costs of $57485.00.

The higher price could be attributed to different factors. For example, larger differences, the delta could be attributed to the fact that a city is a metropolitan location.

In this case Bergen County, NJ and Palm Beach County, FL are both metropolitan locations.

Use our map to visually compare multiple counties at once.

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Palm Beach County, FL vs. Bergen County, NJ Cost Of Living (2026) | Calculator