Palm Beach County, FL vs Taylor County, FL: Cost of Living Difference

Is it cheaper?

Taylor County, FL is cheaper than Palm Beach County, FL.

Moving to Taylor County, FL is estimated to save $16,171 per year.

Cheaper cost of living

Cheaper County

Taylor County, FLSave about $16,171 per year.

Salary needed

$50,000 in Palm Beach County, FL is about $36,595 in Taylor County, FL.

Biggest drivers

Transport increases by $1,835 per year. Housing saves $9,996 per year.

Housing: $9,996 lower in Taylor County, FL

Taxes: $3,728 lower in Taylor County, FL

Childcare: about the same in both counties

Healthcare: $288 higher in Taylor County, FL

Food: $1,120 lower in Taylor County, FL

Transport: $1,835 higher in Taylor County, FL

Palm Beach County, FLTaylor County, FL
Equivalent salary in Taylor County, FL
$36,595
-26.81% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Palm Beach County, FL: $99,093
Median Income in Taylor County, FL: $54,873
Living Index in Palm Beach County, FL 60.86%
Living Index in Taylor County, FL 80.44%

This estimate matches your purchasing power (equivalent salary) when moving from Palm Beach County, FL to Taylor County, FL.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Palm Beach County, FL to Taylor County, FL is estimated to save $16,171 per year. A $50,000 salary in Palm Beach County, FL would have similar purchasing power to about $36,595 in Taylor County, FL. The largest savings come from housing and taxes.

This is a -26.81% decrease in modeled annual costs. Housing is $9,996 per year lower (-50.82%); Taxes is $3,728 per year lower (-35.45%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Palm Beach County, FL and Taylor County, FL, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Palm Beach County, FL would need to be about $36,595 in Taylor County, FL, or $13,405 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 60.9% of median family income in Palm Beach County, FL and 80.4% in Taylor County, FL. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $9,996 per year lower in Taylor County, FL than in Palm Beach County, FL. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Taylor County, FL changes their baseline budget.

Food

Food is $1,120 per year lower in Taylor County, FL than in Palm Beach County, FL. Food costs affect weekly cash flow, so even a smaller annual gap in Taylor County, FL can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,835 per year higher in Taylor County, FL than in Palm Beach County, FL. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Taylor County, FL.

Healthcare

Healthcare is $288 per year higher in Taylor County, FL than in Palm Beach County, FL. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Taylor County, FL changes provider networks or plan options.

Other necessities

Other necessities is $3,451 per year lower in Taylor County, FL than in Palm Beach County, FL. Other necessities cover everyday basics, so changes in Taylor County, FL help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Palm Beach County, FL and Taylor County, FL, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Taylor County, FL, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $3,728 per year lower in Taylor County, FL than in Palm Beach County, FL. Taxes affect take-home pay, so the gap in Taylor County, FL matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Taylor County, FL.

Biggest Cost
Largest annual cost increase when moving to Taylor County, FL
Annual Increase:

$1,835 per year

TRANSPORT has the largest annual increase when moving to Taylor County, FL.

Biggest Savings
Largest annual savings when moving to Taylor County, FL
Annual Savings:

$9,996 per year

HOUSING has the largest annual savings when moving to Taylor County, FL.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-51% lower
Food-23% lower
Transport16% higher
Healthcare5% higher
Other Costs-45% lower
Childcare0% higher
Taxes-35% lower

In Taylor County, FL, modeled annual costs are $44,138 compared with $60,309 in Palm Beach County, FL.

Overall, annual costs are lower in Taylor County, FL. The category breakdown above shows where the move creates the most room in the budget.

In this case Taylor County, FL is not a metropolitan location, while Palm Beach County, FL is a metropolitan location.

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Cost of living methodology and data sources
Palm Beach County, FL vs Taylor County, FL Cost of Living (2026)