Philadelphia County, PA vs Huntingdon County, PA: Cost of Living Difference

Is it cheaper?

Huntingdon County, PA is cheaper than Philadelphia County, PA.

Moving to Huntingdon County, PA is estimated to save $6,026 per year.

Cheaper cost of living

Cheaper County

Huntingdon County, PASave about $6,026 per year.

Salary needed

$50,000 in Philadelphia County, PA is about $43,850 in Huntingdon County, PA.

Biggest drivers

Transport increases by $3,850 per year. Housing saves $6,758 per year.

Housing: $6,758 lower in Huntingdon County, PA

Taxes: $1,371 lower in Huntingdon County, PA

Childcare: about the same in both counties

Healthcare: $1,213 higher in Huntingdon County, PA

Food: $657 lower in Huntingdon County, PA

Transport: $3,850 higher in Huntingdon County, PA

Philadelphia County, PAHuntingdon County, PA
Equivalent salary in Huntingdon County, PA
$43,850
-12.3% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Philadelphia County, PA: $71,024
Median Income in Huntingdon County, PA: $81,780
Living Index in Philadelphia County, PA 68.96%
Living Index in Huntingdon County, PA 52.52%

This estimate matches your purchasing power (equivalent salary) when moving from Philadelphia County, PA to Huntingdon County, PA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Philadelphia County, PA to Huntingdon County, PA is estimated to save $6,026 per year. A $50,000 salary in Philadelphia County, PA would have similar purchasing power to about $43,850 in Huntingdon County, PA. The largest savings come from housing and other costs.

This is a -12.3% decrease in modeled annual costs. Housing is $6,758 per year lower (-44.1%); Other Costs is $2,302 per year lower (-37.27%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Philadelphia County, PA and Huntingdon County, PA, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Philadelphia County, PA would need to be about $43,850 in Huntingdon County, PA, or $6,150 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 69.0% of median family income in Philadelphia County, PA and 52.5% in Huntingdon County, PA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $6,758 per year lower in Huntingdon County, PA than in Philadelphia County, PA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Huntingdon County, PA changes their baseline budget.

Food

Food is $657 per year lower in Huntingdon County, PA than in Philadelphia County, PA. Food costs affect weekly cash flow, so even a smaller annual gap in Huntingdon County, PA can show up quickly for households that cook most meals at home.

Transportation

Transportation is $3,850 per year higher in Huntingdon County, PA than in Philadelphia County, PA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Huntingdon County, PA.

Healthcare

Healthcare is $1,213 per year higher in Huntingdon County, PA than in Philadelphia County, PA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Huntingdon County, PA changes provider networks or plan options.

Other necessities

Other necessities is $2,302 per year lower in Huntingdon County, PA than in Philadelphia County, PA. Other necessities cover everyday basics, so changes in Huntingdon County, PA help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Philadelphia County, PA and Huntingdon County, PA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Huntingdon County, PA, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $1,371 per year lower in Huntingdon County, PA than in Philadelphia County, PA. Taxes affect take-home pay, so the gap in Huntingdon County, PA matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Huntingdon County, PA.

Biggest Cost
Largest annual cost increase when moving to Huntingdon County, PA
Annual Increase:

$3,850 per year

TRANSPORT has the largest annual increase when moving to Huntingdon County, PA.

Biggest Savings
Largest annual savings when moving to Huntingdon County, PA
Annual Savings:

$6,758 per year

HOUSING has the largest annual savings when moving to Huntingdon County, PA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-44% lower
Food-14% lower
Transport39% higher
Healthcare31% higher
Other Costs-37% lower
Childcare0% higher
Taxes-15% lower

In Huntingdon County, PA, modeled annual costs are $42,950 compared with $48,976 in Philadelphia County, PA.

Overall, annual costs are lower in Huntingdon County, PA. The category breakdown above shows where the move creates the most room in the budget.

In this case Huntingdon County, PA is not a metropolitan location, while Philadelphia County, PA is a metropolitan location.

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Cost of living methodology and data sources
Philadelphia County, PA vs Huntingdon County, PA Cost of Living (2026)