What does WatchPennies calculate?

WatchPennies estimates cost of living by US county across housing, food, transportation, healthcare, childcare, other necessities, taxes, and income context.

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Philadelphia County, PA vs New Haven County, CT: Cost of Living Difference

Is it cheaper?

Philadelphia County, PA is cheaper than New Haven County, CT.

Moving to New Haven County, CT is estimated to cost $10,947 more per year.

Cheaper County

Philadelphia County, PASpend $10,947 more per year.

Salary needed

$50,000 in Philadelphia County, PA is about $61,175 in New Haven County, CT.

Biggest drivers

Healthcare increases by $4,047 per year. No measured category is cheaper in New Haven County, CT.

Housing: $356 higher in New Haven County, CT

Taxes: $3,641 higher in New Haven County, CT

Childcare: about the same in both counties

Healthcare: $4,047 higher in New Haven County, CT

Food: $93 higher in New Haven County, CT

Transport: $2,672 higher in New Haven County, CT

Philadelphia County, PA→New Haven County, CT

Equivalent salary in New Haven County, CT

$61,175

+22.35% higher

Current salary: $50,000

Household: 1 adult · 0 children

Median Income in Philadelphia County, PA: $71,024

Median Income in New Haven County, CT: $0

Living Index in Philadelphia County, PA 68.96%

Living Index in New Haven County, CT 0.00%

This estimate matches your purchasing power (equivalent salary) when moving from Philadelphia County, PA to New Haven County, CT.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Philadelphia County, PA to New Haven County, CT is estimated to cost $10,947 more per year. To maintain similar purchasing power, a $50,000 salary in Philadelphia County, PA would need to be about $61,175 in New Haven County, CT. The biggest increase is healthcare, followed by taxes.

This is a 22.35% increase in modeled annual costs. Healthcare is $4,047 per year higher (104.09%); Taxes is $3,641 per year higher (39.35%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

What changed the most?

The following cards show the annual category differences that most affect the move to New Haven County, CT.

Biggest Cost

Largest annual cost increase when moving to New Haven County, CT

Annual Increase:

$4,047 per year

HEALTHCARE has the largest annual increase when moving to New Haven County, CT.

Biggest Savings

Largest annual savings when moving to New Haven County, CT

Annual Savings:

No savings

No measured category is cheaper in New Haven County, CT.

Breakdown of price percentages per category.

Numbers are average costs per section.

Category	Difference
Housing	2.32% higher
Philadelphia County, PA New Haven County, CT Average Cost $15326.00 $15682.00 INFO: Housing costs are based on Department of Housing and Urban Development data. The estimate uses 40th percentile rent for privately owned rental units in each area. Studio apartments are paired with one-adult households, one-bedroom apartments with two-adult households, and two-bedroom apartments with households that have children.
Food	2.04% higher
Philadelphia County, PA New Haven County, CT Average Cost $4569.00 $4662.00 INFO: Food costs are based on the U.S. Department of Agriculture's food plans. Numbers are normalized to each area using Feeding America and Meal Gap data. This estimate assumes most food is bought at local grocery stores and prepared at home.
Transport	27.37% higher
Philadelphia County, PA New Haven County, CT Average Cost $9761.00 $12433.00 INFO: Transportation costs are a combination of auto ownership, auto use, and public transit. Data is collected from the Center for Neighborhood Technology (CNT).
Healthcare	104.09% higher
Philadelphia County, PA New Haven County, CT Average Cost $3888.00 $7935.00 INFO: Healthcare expenses come from average insurance premiums and out-of-pocket costs. The estimate assumes families purchase the lowest-cost available insurance plan under the Affordable Care Act. Data comes from Kaiser Family Foundation and the U.S. Department of Health and Human Services (HHS).
Other Costs	2.25% higher
Philadelphia County, PA New Haven County, CT Average Cost $6177.00 $6316.00 INFO: This cost is calculated through the average spending of categories deemed necessary by the Bureau of Labor Statistics Consumer Expenditure Survey. These include apparel, personal care, household supplies, reading materials, and school supplies.
Childcare	0.00% higher
Philadelphia County, PA New Haven County, CT Average Cost $0.00 $0.00 INFO: Childcare expenses are based on combined costs for center-based care and family-based care for 4-year-olds and school-aged children. For households with one child, the estimate assumes the child is 4 years old. For households with two children, the estimate assumes the second child is 8 years old.
Taxes	39.35% higher
Philadelphia County, PA New Haven County, CT Average Cost $9254.00 $12895.00 INFO: Taxes are calculated from the National Bureau of Economic Research. The number weighs in personal income tax, state income tax, federal Social Security, and Medicare taxes.

In New Haven County, CT, modeled annual costs are $59,923 compared with $48,976 in Philadelphia County, PA.

Overall, annual costs are higher in New Haven County, CT. The category breakdown above shows whether housing, taxes, transportation, healthcare, food, childcare, or other necessities are driving the increase.

In this case New Haven County, CT and Philadelphia County, PA are both metropolitan locations.

Use our map to visually compare multiple counties at once.

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