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Philadelphia County, PA vs Sacramento County, CA: Cost of Living Difference

Name: WatchPennies cost of living dataset
Creator: WatchPennies

Is it cheaper?

Philadelphia County, PA is cheaper than Sacramento County, CA.

Moving to Sacramento County, CA is estimated to cost $15,558 more per year.

Cheaper County

Philadelphia County, PASpend $15,558 more per year.

Salary needed

$50,000 in Philadelphia County, PA is about $65,885 in Sacramento County, CA.

Biggest drivers

Taxes increases by $4,639 per year. Food saves $196 per year.

Housing: $4,444 higher in Sacramento County, CA

Taxes: $4,639 higher in Sacramento County, CA

Childcare: about the same in both counties

Healthcare: $3,032 higher in Sacramento County, CA

Food: $196 lower in Sacramento County, CA

Transport: $2,321 higher in Sacramento County, CA

Philadelphia County, PA→Sacramento County, CA

Equivalent salary in Sacramento County, CA

$65,885

+31.77% higher

Current salary: $50,000

Household: 1 adult · 0 children

Median Income in Philadelphia County, PA: $71,024

Median Income in Sacramento County, CA: $103,270

Living Index in Philadelphia County, PA 68.96%

Living Index in Sacramento County, CA 62.49%

This estimate matches your purchasing power (equivalent salary) when moving from Philadelphia County, PA to Sacramento County, CA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Philadelphia County, PA to Sacramento County, CA is estimated to cost $15,558 more per year. To maintain similar purchasing power, a $50,000 salary in Philadelphia County, PA would need to be about $65,885 in Sacramento County, CA. The biggest increase is taxes, followed by housing.

This is a 31.77% increase in modeled annual costs. Taxes is $4,639 per year higher (50.13%); Housing is $4,444 per year higher (29%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

What changed the most?

The following cards show the annual category differences that most affect the move to Sacramento County, CA.

Biggest Cost

Largest annual cost increase when moving to Sacramento County, CA

Annual Increase:

$4,639 per year

TAXES has the largest annual increase when moving to Sacramento County, CA.

Biggest Savings

Largest annual savings when moving to Sacramento County, CA

Annual Savings:

$196 per year

FOOD has the largest annual savings when moving to Sacramento County, CA.

Breakdown of price percentages per category.

Numbers are average costs per section.

Category	Difference
Housing	29.00% higher
Philadelphia County, PA Sacramento County, CA Average Cost $15326.00 $19770.00 INFO: Housing costs are based on Department of Housing and Urban Development data. The estimate uses 40th percentile rent for privately owned rental units in each area. Studio apartments are paired with one-adult households, one-bedroom apartments with two-adult households, and two-bedroom apartments with households that have children.
Food	-4.29% lower
Philadelphia County, PA Sacramento County, CA Average Cost $4569.00 $4373.00 INFO: Food costs are based on the U.S. Department of Agriculture's food plans. Numbers are normalized to each area using Feeding America and Meal Gap data. This estimate assumes most food is bought at local grocery stores and prepared at home.
Transport	23.78% higher
Philadelphia County, PA Sacramento County, CA Average Cost $9761.00 $12082.00 INFO: Transportation costs are a combination of auto ownership, auto use, and public transit. Data is collected from the Center for Neighborhood Technology (CNT).
Healthcare	77.98% higher
Philadelphia County, PA Sacramento County, CA Average Cost $3888.00 $6920.00 INFO: Healthcare expenses come from average insurance premiums and out-of-pocket costs. The estimate assumes families purchase the lowest-cost available insurance plan under the Affordable Care Act. Data comes from Kaiser Family Foundation and the U.S. Department of Health and Human Services (HHS).
Other Costs	21.35% higher
Philadelphia County, PA Sacramento County, CA Average Cost $6177.00 $7496.00 INFO: This cost is calculated through the average spending of categories deemed necessary by the Bureau of Labor Statistics Consumer Expenditure Survey. These include apparel, personal care, household supplies, reading materials, and school supplies.
Childcare	0.00% higher
Philadelphia County, PA Sacramento County, CA Average Cost $0.00 $0.00 INFO: Childcare expenses are based on combined costs for center-based care and family-based care for 4-year-olds and school-aged children. For households with one child, the estimate assumes the child is 4 years old. For households with two children, the estimate assumes the second child is 8 years old.
Taxes	50.13% higher
Philadelphia County, PA Sacramento County, CA Average Cost $9254.00 $13893.00 INFO: Taxes are calculated from the National Bureau of Economic Research. The number weighs in personal income tax, state income tax, federal Social Security, and Medicare taxes.

In Sacramento County, CA, modeled annual costs are $64,534 compared with $48,976 in Philadelphia County, PA.

Overall, annual costs are higher in Sacramento County, CA. The category breakdown above shows whether housing, taxes, transportation, healthcare, food, childcare, or other necessities are driving the increase.

In this case Sacramento County, CA and Philadelphia County, PA are both metropolitan locations.

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