What does the Pima County, AZ vs Ventura County, CA comparison show?

It compares estimated living costs by category, including housing, food, transportation, healthcare, childcare, other necessities, taxes, and income context.

Can I change the salary and family type?

Yes. The comparison calculator supports salary and family type inputs so you can model costs for different households.

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Pima County, AZ vs Ventura County, CA: Cost of Living Difference

Name: WatchPennies cost of living dataset
Creator: WatchPennies

Is it cheaper?

Pima County, AZ is cheaper than Ventura County, CA.

Moving to Ventura County, CA is estimated to cost $29,527 more per year.

Cheaper County

Pima County, AZSpend $29,527 more per year.

Salary needed

$50,000 in Pima County, AZ is about $83,235 in Ventura County, CA.

Biggest drivers

Housing increases by $11,160 per year. No measured category is cheaper in Ventura County, CA.

Housing: $11,160 higher in Ventura County, CA

Taxes: $9,735 higher in Ventura County, CA

Childcare: about the same in both counties

Healthcare: $2,063 higher in Ventura County, CA

Food: $519 higher in Ventura County, CA

Transport: $2,424 higher in Ventura County, CA

Pima County, AZ→Ventura County, CA

Equivalent salary in Ventura County, CA

$83,235

+66.47% higher

Current salary: $50,000

Household: 1 adult · 0 children

Median Income in Pima County, AZ: $87,639

Median Income in Ventura County, CA: $122,868

Living Index in Pima County, AZ 50.69%

Living Index in Ventura County, CA 60.18%

This estimate matches your purchasing power (equivalent salary) when moving from Pima County, AZ to Ventura County, CA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Pima County, AZ to Ventura County, CA is estimated to cost $29,527 more per year. To maintain similar purchasing power, a $50,000 salary in Pima County, AZ would need to be about $83,235 in Ventura County, CA. The biggest increase is housing, followed by taxes.

This is a 66.47% increase in modeled annual costs. Housing is $11,160 per year higher (98.83%); Taxes is $9,735 per year higher (127.3%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

What changed the most?

The following cards show the annual category differences that most affect the move to Ventura County, CA.

Biggest Cost

Largest annual cost increase when moving to Ventura County, CA

Annual Increase:

$11,160 per year

HOUSING has the largest annual increase when moving to Ventura County, CA.

Biggest Savings

Largest annual savings when moving to Ventura County, CA

Annual Savings:

No savings

No measured category is cheaper in Ventura County, CA.

Breakdown of price percentages per category.

Numbers are average costs per section.

Category	Difference
Housing	98.83% higher
Pima County, AZ Ventura County, CA Average Cost $11292.00 $22452.00 INFO: Housing costs are based on Department of Housing and Urban Development data. The estimate uses 40th percentile rent for privately owned rental units in each area. Studio apartments are paired with one-adult households, one-bedroom apartments with two-adult households, and two-bedroom apartments with households that have children.
Food	12.81% higher
Pima County, AZ Ventura County, CA Average Cost $4050.00 $4569.00 INFO: Food costs are based on the U.S. Department of Agriculture's food plans. Numbers are normalized to each area using Feeding America and Meal Gap data. This estimate assumes most food is bought at local grocery stores and prepared at home.
Transport	20.11% higher
Pima County, AZ Ventura County, CA Average Cost $12053.00 $14477.00 INFO: Transportation costs are a combination of auto ownership, auto use, and public transit. Data is collected from the Center for Neighborhood Technology (CNT).
Healthcare	44.70% higher
Pima County, AZ Ventura County, CA Average Cost $4615.00 $6678.00 INFO: Healthcare expenses come from average insurance premiums and out-of-pocket costs. The estimate assumes families purchase the lowest-cost available insurance plan under the Affordable Care Act. Data comes from Kaiser Family Foundation and the U.S. Department of Health and Human Services (HHS).
Other Costs	76.13% higher
Pima County, AZ Ventura County, CA Average Cost $4763.00 $8389.00 INFO: This cost is calculated through the average spending of categories deemed necessary by the Bureau of Labor Statistics Consumer Expenditure Survey. These include apparel, personal care, household supplies, reading materials, and school supplies.
Childcare	0.00% higher
Pima County, AZ Ventura County, CA Average Cost $0.00 $0.00 INFO: Childcare expenses are based on combined costs for center-based care and family-based care for 4-year-olds and school-aged children. For households with one child, the estimate assumes the child is 4 years old. For households with two children, the estimate assumes the second child is 8 years old.
Taxes	127.30% higher
Pima County, AZ Ventura County, CA Average Cost $7647.00 $17382.00 INFO: Taxes are calculated from the National Bureau of Economic Research. The number weighs in personal income tax, state income tax, federal Social Security, and Medicare taxes.

In Ventura County, CA, modeled annual costs are $73,947 compared with $44,420 in Pima County, AZ.

Overall, annual costs are higher in Ventura County, CA. The category breakdown above shows whether housing, taxes, transportation, healthcare, food, childcare, or other necessities are driving the increase.

In this case Ventura County, CA and Pima County, AZ are both metropolitan locations.

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