Queens County, NY vs Cook County, IL: Cost of Living Difference

Is it cheaper?

Cook County, IL is cheaper than Queens County, NY.

Moving to Cook County, IL is estimated to save $30,254 per year.

Cheaper cost of living

Cheaper County

Cook County, ILSave about $30,254 per year.

Salary needed

$50,000 in Queens County, NY is about $32,340 in Cook County, IL.

Biggest drivers

Transport increases by $1,322 per year. Housing saves $13,183 per year.

Housing: $13,183 lower in Cook County, IL

Taxes: $10,475 lower in Cook County, IL

Childcare: about the same in both counties

Healthcare: $4,021 lower in Cook County, IL

Food: $150 higher in Cook County, IL

Transport: $1,322 higher in Cook County, IL

Queens County, NYCook County, IL
Equivalent salary in Cook County, IL
$32,340
-35.32% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Queens County, NY: $96,052
Median Income in Cook County, IL: $102,297
Living Index in Queens County, NY 89.17%
Living Index in Cook County, IL 54.16%

This estimate matches your purchasing power (equivalent salary) when moving from Queens County, NY to Cook County, IL.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Queens County, NY to Cook County, IL is estimated to save $30,254 per year. A $50,000 salary in Queens County, NY would have similar purchasing power to about $32,340 in Cook County, IL. The largest savings come from housing and taxes.

This is a -35.32% decrease in modeled annual costs. Housing is $13,183 per year lower (-43.42%); Taxes is $10,475 per year lower (-47.17%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Queens County, NY and Cook County, IL, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Queens County, NY would need to be about $32,340 in Cook County, IL, or $17,660 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 89.2% of median family income in Queens County, NY and 54.2% in Cook County, IL. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $13,183 per year lower in Cook County, IL than in Queens County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Cook County, IL changes their baseline budget.

Food

Food is $150 per year higher in Cook County, IL than in Queens County, NY. Food costs affect weekly cash flow, so even a smaller annual gap in Cook County, IL can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,322 per year higher in Cook County, IL than in Queens County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Cook County, IL.

Healthcare

Healthcare is $4,021 per year lower in Cook County, IL than in Queens County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Cook County, IL changes provider networks or plan options.

Other necessities

Other necessities is $4,046 per year lower in Cook County, IL than in Queens County, NY. Other necessities cover everyday basics, so changes in Cook County, IL help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Queens County, NY and Cook County, IL, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Cook County, IL, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $10,475 per year lower in Cook County, IL than in Queens County, NY. Taxes affect take-home pay, so the gap in Cook County, IL matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Cook County, IL.

Biggest Cost
Largest annual cost increase when moving to Cook County, IL
Annual Increase:

$1,322 per year

TRANSPORT has the largest annual increase when moving to Cook County, IL.

Biggest Savings
Largest annual savings when moving to Cook County, IL
Annual Savings:

$13,183 per year

HOUSING has the largest annual savings when moving to Cook County, IL.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-43% lower
Food3% higher
Transport15% higher
Healthcare-45% lower
Other Costs-37% lower
Childcare0% higher
Taxes-47% lower

In Cook County, IL, modeled annual costs are $55,399 compared with $85,653 in Queens County, NY.

Overall, annual costs are lower in Cook County, IL. The category breakdown above shows where the move creates the most room in the budget.

In this case Cook County, IL and Queens County, NY are both metropolitan locations.

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Cost of living methodology and data sources
Queens County, NY vs Cook County, IL Cost of Living (2026)