Queens County, NY vs Richmond city, VA: Cost of Living Difference

Is it cheaper?

Richmond city, VA is cheaper than Queens County, NY.

Moving to Richmond city, VA is estimated to save $29,898 per year.

Cheaper cost of living

Cheaper County

Richmond city, VASave about $29,898 per year.

Salary needed

$50,000 in Queens County, NY is about $32,545 in Richmond city, VA.

Biggest drivers

Transport increases by $1,977 per year. Housing saves $13,577 per year.

Housing: $13,577 lower in Richmond city, VA

Taxes: $10,422 lower in Richmond city, VA

Childcare: about the same in both counties

Healthcare: $4,327 lower in Richmond city, VA

Food: $507 higher in Richmond city, VA

Transport: $1,977 higher in Richmond city, VA

Queens County, NYRichmond city, VA
Equivalent salary in Richmond city, VA
$32,545
-34.91% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Queens County, NY: $96,052
Median Income in Richmond city, VA: $84,119
Living Index in Queens County, NY 89.17%
Living Index in Richmond city, VA 66.28%

This estimate matches your purchasing power (equivalent salary) when moving from Queens County, NY to Richmond city, VA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Queens County, NY to Richmond city, VA is estimated to save $29,898 per year. A $50,000 salary in Queens County, NY would have similar purchasing power to about $32,545 in Richmond city, VA. The largest savings come from housing and taxes.

This is a -34.91% decrease in modeled annual costs. Housing is $13,577 per year lower (-44.72%); Taxes is $10,422 per year lower (-46.93%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Queens County, NY and Richmond city, VA, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Queens County, NY would need to be about $32,545 in Richmond city, VA, or $17,455 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 89.2% of median family income in Queens County, NY and 66.3% in Richmond city, VA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $13,577 per year lower in Richmond city, VA than in Queens County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Richmond city, VA changes their baseline budget.

Food

Food is $507 per year higher in Richmond city, VA than in Queens County, NY. Food costs affect weekly cash flow, so even a smaller annual gap in Richmond city, VA can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,977 per year higher in Richmond city, VA than in Queens County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Richmond city, VA.

Healthcare

Healthcare is $4,327 per year lower in Richmond city, VA than in Queens County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Richmond city, VA changes provider networks or plan options.

Other necessities

Other necessities is $4,058 per year lower in Richmond city, VA than in Queens County, NY. Other necessities cover everyday basics, so changes in Richmond city, VA help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Queens County, NY and Richmond city, VA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Richmond city, VA, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $10,422 per year lower in Richmond city, VA than in Queens County, NY. Taxes affect take-home pay, so the gap in Richmond city, VA matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Richmond city, VA.

Biggest Cost
Largest annual cost increase when moving to Richmond city, VA
Annual Increase:

$1,977 per year

TRANSPORT has the largest annual increase when moving to Richmond city, VA.

Biggest Savings
Largest annual savings when moving to Richmond city, VA
Annual Savings:

$13,577 per year

HOUSING has the largest annual savings when moving to Richmond city, VA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-45% lower
Food11% higher
Transport23% higher
Healthcare-48% lower
Other Costs-37% lower
Childcare0% higher
Taxes-47% lower

In Richmond city, VA, modeled annual costs are $55,755 compared with $85,653 in Queens County, NY.

Overall, annual costs are lower in Richmond city, VA. The category breakdown above shows where the move creates the most room in the budget.

In this case Richmond city, VA and Queens County, NY are both metropolitan locations.

Use our map to visually compare multiple counties at once.

View county cost breakdowns

See county rankings

City housing context

Compare nearby counties

Cost of living methodology and data sources
Queens County, NY vs Richmond city, VA Cost of Living (2026)