Queens County, NY vs St. Louis city, MO: Cost of Living Difference

Is it cheaper?

St. Louis city, MO is cheaper than Queens County, NY.

Moving to St. Louis city, MO is estimated to save $43,793 per year.

Cheaper cost of living

Cheaper County

St. Louis city, MOSave about $43,793 per year.

Salary needed

$50,000 in Queens County, NY is about $24,435 in St. Louis city, MO.

Biggest drivers

Transport increases by $514 per year. Housing saves $20,003 per year.

Housing: $20,003 lower in St. Louis city, MO

Taxes: $14,597 lower in St. Louis city, MO

Childcare: about the same in both counties

Healthcare: $3,996 lower in St. Louis city, MO

Food: $380 higher in St. Louis city, MO

Transport: $514 higher in St. Louis city, MO

Queens County, NYSt. Louis city, MO
Equivalent salary in St. Louis city, MO
$24,435
-51.13% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Queens County, NY: $96,052
Median Income in St. Louis city, MO: $75,720
Living Index in Queens County, NY 89.17%
Living Index in St. Louis city, MO 55.28%

This estimate matches your purchasing power (equivalent salary) when moving from Queens County, NY to St. Louis city, MO.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Queens County, NY to St. Louis city, MO is estimated to save $43,793 per year. A $50,000 salary in Queens County, NY would have similar purchasing power to about $24,435 in St. Louis city, MO. The largest savings come from housing and taxes.

This is a -51.13% decrease in modeled annual costs. Housing is $20,003 per year lower (-65.88%); Taxes is $14,597 per year lower (-65.73%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Queens County, NY and St. Louis city, MO, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Queens County, NY would need to be about $24,435 in St. Louis city, MO, or $25,565 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 89.2% of median family income in Queens County, NY and 55.3% in St. Louis city, MO. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $20,003 per year lower in St. Louis city, MO than in Queens County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether St. Louis city, MO changes their baseline budget.

Food

Food is $380 per year higher in St. Louis city, MO than in Queens County, NY. Food costs affect weekly cash flow, so even a smaller annual gap in St. Louis city, MO can show up quickly for households that cook most meals at home.

Transportation

Transportation is $514 per year higher in St. Louis city, MO than in Queens County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around St. Louis city, MO.

Healthcare

Healthcare is $3,996 per year lower in St. Louis city, MO than in Queens County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if St. Louis city, MO changes provider networks or plan options.

Other necessities

Other necessities is $6,092 per year lower in St. Louis city, MO than in Queens County, NY. Other necessities cover everyday basics, so changes in St. Louis city, MO help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Queens County, NY and St. Louis city, MO, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in St. Louis city, MO, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $14,597 per year lower in St. Louis city, MO than in Queens County, NY. Taxes affect take-home pay, so the gap in St. Louis city, MO matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to St. Louis city, MO.

Biggest Cost
Largest annual cost increase when moving to St. Louis city, MO
Annual Increase:

$514 per year

TRANSPORT has the largest annual increase when moving to St. Louis city, MO.

Biggest Savings
Largest annual savings when moving to St. Louis city, MO
Annual Savings:

$20,003 per year

HOUSING has the largest annual savings when moving to St. Louis city, MO.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-66% lower
Food8% higher
Transport6% higher
Healthcare-44% lower
Other Costs-56% lower
Childcare0% higher
Taxes-66% lower

In St. Louis city, MO, modeled annual costs are $41,860 compared with $85,653 in Queens County, NY.

Overall, annual costs are lower in St. Louis city, MO. The category breakdown above shows where the move creates the most room in the budget.

In this case St. Louis city, MO and Queens County, NY are both metropolitan locations.

Use our map to visually compare multiple counties at once.

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City housing context

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Cost of living methodology and data sources
Queens County, NY vs St. Louis city, MO Cost of Living (2026)