Salary needed
A $50,000 salary in Richmond County, NY would need to be about $28,530 in St. Louis County, MO, or $21,470 less, to match the modeled cost ratio.
Richmond County, NY vs St. Louis County, MO: Cost of Living Difference
Is it cheaper?
St. Louis County, MO is cheaper than Richmond County, NY.
Moving to St. Louis County, MO is estimated to save $36,332 per year.
Cheaper County
St. Louis County, MOSave about $36,332 per year.Salary needed
$50,000 in Richmond County, NY is about $28,530 in St. Louis County, MO.
Biggest drivers
Food increases by $196 per year. Housing saves $14,450 per year.
Housing: $14,450 lower in St. Louis County, MO
Taxes: $12,708 lower in St. Louis County, MO
Childcare: about the same in both counties
Healthcare: $3,996 lower in St. Louis County, MO
Food: $196 higher in St. Louis County, MO
Transport: $950 lower in St. Louis County, MO
Richmond County, NY→St. Louis County, MO
Equivalent salary in St. Louis County, MO
$28,530
-42.94% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Richmond County, NY: $117,811
Median Income in St. Louis County, MO: $108,392
Living Index in Richmond County, NY 71.81%
Living Index in St. Louis County, MO 44.53%
This estimate matches your purchasing power (equivalent salary) when moving from Richmond County, NY to St. Louis County, MO.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from Richmond County, NY to St. Louis County, MO is estimated to save $36,332 per year. A $50,000 salary in Richmond County, NY would have similar purchasing power to about $28,530 in St. Louis County, MO. The largest savings come from housing and taxes.
This is a -42.94% decrease in modeled annual costs. Housing is $14,450 per year lower (-53.96%); Taxes is $12,708 per year lower (-57.98%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between Richmond County, NY and St. Louis County, MO, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 71.8% of median family income in Richmond County, NY and 44.5% in St. Louis County, MO. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $14,450 per year lower in St. Louis County, MO than in Richmond County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether St. Louis County, MO changes their baseline budget.
Food
Food is $196 per year higher in St. Louis County, MO than in Richmond County, NY. Food costs affect weekly cash flow, so even a smaller annual gap in St. Louis County, MO can show up quickly for households that cook most meals at home.
Transportation
Transportation is $950 per year lower in St. Louis County, MO than in Richmond County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around St. Louis County, MO.
Healthcare
Healthcare is $3,996 per year lower in St. Louis County, MO than in Richmond County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if St. Louis County, MO changes provider networks or plan options.
Other necessities
Other necessities is $4,426 per year lower in St. Louis County, MO than in Richmond County, NY. Other necessities cover everyday basics, so changes in St. Louis County, MO help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in Richmond County, NY and St. Louis County, MO, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in St. Louis County, MO, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $12,708 per year lower in St. Louis County, MO than in Richmond County, NY. Taxes affect take-home pay, so the gap in St. Louis County, MO matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to St. Louis County, MO.
Biggest Cost
Largest annual cost increase when moving to St. Louis County, MO
Annual Increase:
$196 per year
FOOD has the largest annual increase when moving to St. Louis County, MO.
Biggest Savings
Largest annual savings when moving to St. Louis County, MO
Annual Savings:
$14,450 per year
HOUSING has the largest annual savings when moving to St. Louis County, MO.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -54% lower | |
| Food | 4% higher | |
| Transport | -8% lower | |
| Healthcare | -44% lower | |
| Other Costs | -46% lower | |
| Childcare | 0% higher | |
| Taxes | -58% lower |
In St. Louis County, MO, modeled annual costs are $48,272 compared with $84,604 in Richmond County, NY.
Overall, annual costs are lower in St. Louis County, MO. The category breakdown above shows where the move creates the most room in the budget.
In this case St. Louis County, MO and Richmond County, NY are both metropolitan locations.
Use our map to visually compare multiple counties at once.
