Rockland County, NY vs Lake County, IL: Cost of Living Difference

Is it cheaper?

Lake County, IL is cheaper than Rockland County, NY.

Moving to Lake County, IL is estimated to save $27,332 per year.

Cheaper cost of living

Cheaper County

Lake County, ILSave about $27,332 per year.

Salary needed

$50,000 in Rockland County, NY is about $34,635 in Lake County, IL.

Biggest drivers

Transport increases by $565 per year. Housing saves $11,113 per year.

Housing: $11,113 lower in Lake County, IL

Taxes: $9,597 lower in Lake County, IL

Childcare: about the same in both counties

Healthcare: $3,932 lower in Lake County, IL

Food: $150 higher in Lake County, IL

Transport: $565 higher in Lake County, IL

Rockland County, NYLake County, IL
Equivalent salary in Lake County, IL
$34,635
-30.73% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Rockland County, NY: $130,026
Median Income in Lake County, IL: $132,828
Living Index in Rockland County, NY 68.41%
Living Index in Lake County, IL 46.39%

This estimate matches your purchasing power (equivalent salary) when moving from Rockland County, NY to Lake County, IL.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Rockland County, NY to Lake County, IL is estimated to save $27,332 per year. A $50,000 salary in Rockland County, NY would have similar purchasing power to about $34,635 in Lake County, IL. The largest savings come from housing and taxes.

This is a -30.73% decrease in modeled annual costs. Housing is $11,113 per year lower (-38.39%); Taxes is $9,597 per year lower (-41.03%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Rockland County, NY and Lake County, IL, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Rockland County, NY would need to be about $34,635 in Lake County, IL, or $15,365 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 68.4% of median family income in Rockland County, NY and 46.4% in Lake County, IL. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $11,113 per year lower in Lake County, IL than in Rockland County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Lake County, IL changes their baseline budget.

Food

Food is $150 per year higher in Lake County, IL than in Rockland County, NY. Food costs affect weekly cash flow, so even a smaller annual gap in Lake County, IL can show up quickly for households that cook most meals at home.

Transportation

Transportation is $565 per year higher in Lake County, IL than in Rockland County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Lake County, IL.

Healthcare

Healthcare is $3,932 per year lower in Lake County, IL than in Rockland County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Lake County, IL changes provider networks or plan options.

Other necessities

Other necessities is $3,404 per year lower in Lake County, IL than in Rockland County, NY. Other necessities cover everyday basics, so changes in Lake County, IL help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Rockland County, NY and Lake County, IL, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Lake County, IL, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $9,597 per year lower in Lake County, IL than in Rockland County, NY. Taxes affect take-home pay, so the gap in Lake County, IL matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Lake County, IL.

Biggest Cost
Largest annual cost increase when moving to Lake County, IL
Annual Increase:

$565 per year

TRANSPORT has the largest annual increase when moving to Lake County, IL.

Biggest Savings
Largest annual savings when moving to Lake County, IL
Annual Savings:

$11,113 per year

HOUSING has the largest annual savings when moving to Lake County, IL.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-38% lower
Food3% higher
Transport4% higher
Healthcare-44% lower
Other Costs-33% lower
Childcare0% higher
Taxes-41% lower

In Lake County, IL, modeled annual costs are $61,624 compared with $88,956 in Rockland County, NY.

Overall, annual costs are lower in Lake County, IL. The category breakdown above shows where the move creates the most room in the budget.

In this case Lake County, IL and Rockland County, NY are both metropolitan locations.

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Cost of living methodology and data sources
Rockland County, NY vs Lake County, IL Cost of Living (2026)