Rockwall County, TX vs Maverick County, TX: Cost of Living Difference

Is it cheaper?

Maverick County, TX is cheaper than Rockwall County, TX.

Moving to Maverick County, TX is estimated to save $25,977 per year.

Cheaper cost of living

Cheaper County

Maverick County, TXSave about $25,977 per year.

Salary needed

$50,000 in Rockwall County, TX is about $30,470 in Maverick County, TX.

Biggest drivers

Healthcare increases by $5 per year. Housing saves $13,723 per year.

Housing: $13,723 lower in Maverick County, TX

Taxes: $6,201 lower in Maverick County, TX

Childcare: about the same in both counties

Healthcare: $5 higher in Maverick County, TX

Food: $1,062 lower in Maverick County, TX

Transport: $408 lower in Maverick County, TX

Rockwall County, TXMaverick County, TX
Equivalent salary in Maverick County, TX
$30,470
-39.06% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Rockwall County, TX: $137,781
Median Income in Maverick County, TX: $61,359
Living Index in Rockwall County, TX 48.27%
Living Index in Maverick County, TX 66.06%

This estimate matches your purchasing power (equivalent salary) when moving from Rockwall County, TX to Maverick County, TX.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Rockwall County, TX to Maverick County, TX is estimated to save $25,977 per year. A $50,000 salary in Rockwall County, TX would have similar purchasing power to about $30,470 in Maverick County, TX. The largest savings come from housing and taxes.

This is a -39.06% decrease in modeled annual costs. Housing is $13,723 per year lower (-60.97%); Taxes is $6,201 per year lower (-50.5%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Rockwall County, TX and Maverick County, TX, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Rockwall County, TX would need to be about $30,470 in Maverick County, TX, or $19,530 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 48.3% of median family income in Rockwall County, TX and 66.1% in Maverick County, TX. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $13,723 per year lower in Maverick County, TX than in Rockwall County, TX. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Maverick County, TX changes their baseline budget.

Food

Food is $1,062 per year lower in Maverick County, TX than in Rockwall County, TX. Food costs affect weekly cash flow, so even a smaller annual gap in Maverick County, TX can show up quickly for households that cook most meals at home.

Transportation

Transportation is $408 per year lower in Maverick County, TX than in Rockwall County, TX. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Maverick County, TX.

Healthcare

Healthcare is $5 per year higher in Maverick County, TX than in Rockwall County, TX. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Maverick County, TX changes provider networks or plan options.

Other necessities

Other necessities is $4,590 per year lower in Maverick County, TX than in Rockwall County, TX. Other necessities cover everyday basics, so changes in Maverick County, TX help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Rockwall County, TX and Maverick County, TX, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Maverick County, TX, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $6,201 per year lower in Maverick County, TX than in Rockwall County, TX. Taxes affect take-home pay, so the gap in Maverick County, TX matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Maverick County, TX.

Biggest Cost
Largest annual cost increase when moving to Maverick County, TX
Annual Increase:

$5 per year

HEALTHCARE has the largest annual increase when moving to Maverick County, TX.

Biggest Savings
Largest annual savings when moving to Maverick County, TX
Annual Savings:

$13,723 per year

HOUSING has the largest annual savings when moving to Maverick County, TX.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-61% lower
Food-24% lower
Transport-3% lower
Healthcare0% higher
Other Costs-55% lower
Childcare0% higher
Taxes-50% lower

In Maverick County, TX, modeled annual costs are $40,536 compared with $66,513 in Rockwall County, TX.

Overall, annual costs are lower in Maverick County, TX. The category breakdown above shows where the move creates the most room in the budget.

In this case Maverick County, TX is not a metropolitan location, while Rockwall County, TX is a metropolitan location.

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Cost of living methodology and data sources
Rockwall County, TX vs Maverick County, TX Cost of Living (2026)