What does the Sacramento County, CA vs Oakland County, MI comparison show?

It compares estimated living costs by category, including housing, food, transportation, healthcare, childcare, other necessities, taxes, and income context.

Can I change the salary and family type?

Yes. The comparison calculator supports salary and family type inputs so you can model costs for different households.

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Sacramento County, CA vs Oakland County, MI: Cost of Living Difference

Name: WatchPennies cost of living dataset
Creator: WatchPennies

Is it cheaper?

Oakland County, MI is cheaper than Sacramento County, CA.

Moving to Oakland County, MI is estimated to save $16,090 per year.

Cheaper County

Oakland County, MISave about $16,090 per year.

Salary needed

$50,000 in Sacramento County, CA is about $37,535 in Oakland County, MI.

Biggest drivers

Food increases by $58 per year. Housing saves $6,243 per year.

Housing: $6,243 lower in Oakland County, MI

Taxes: $5,371 lower in Oakland County, MI

Childcare: about the same in both counties

Healthcare: $2,645 lower in Oakland County, MI

Food: $58 higher in Oakland County, MI

Transport: $32 higher in Oakland County, MI

Sacramento County, CA→Oakland County, MI

Equivalent salary in Oakland County, MI

$37,535

-24.93% lower

Current salary: $50,000

Household: 1 adult · 0 children

Median Income in Sacramento County, CA: $103,270

Median Income in Oakland County, MI: $125,653

Living Index in Sacramento County, CA 62.49%

Living Index in Oakland County, MI 38.55%

This estimate matches your purchasing power (equivalent salary) when moving from Sacramento County, CA to Oakland County, MI.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Sacramento County, CA to Oakland County, MI is estimated to save $16,090 per year. A $50,000 salary in Sacramento County, CA would have similar purchasing power to about $37,535 in Oakland County, MI. The largest savings come from housing and taxes.

This is a 24.93% decrease in modeled annual costs. Housing is $6,243 per year lower (31.58%); Taxes is $5,371 per year lower (38.66%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

What changed the most?

The following cards show the annual category differences that most affect the move to Oakland County, MI.

Biggest Cost

Largest annual cost increase when moving to Oakland County, MI

Annual Increase:

$58 per year

FOOD has the largest annual increase when moving to Oakland County, MI.

Biggest Savings

Largest annual savings when moving to Oakland County, MI

Annual Savings:

$6,243 per year

HOUSING has the largest annual savings when moving to Oakland County, MI.

Breakdown of price percentages per category.

Numbers are average costs per section.

Category	Difference
Housing	-31.58% lower
Sacramento County, CA Oakland County, MI Average Cost $19770.00 $13527.00 INFO: Housing costs are based on Department of Housing and Urban Development data. The estimate uses 40th percentile rent for privately owned rental units in each area. Studio apartments are paired with one-adult households, one-bedroom apartments with two-adult households, and two-bedroom apartments with households that have children.
Food	1.33% higher
Sacramento County, CA Oakland County, MI Average Cost $4373.00 $4431.00 INFO: Food costs are based on the U.S. Department of Agriculture's food plans. Numbers are normalized to each area using Feeding America and Meal Gap data. This estimate assumes most food is bought at local grocery stores and prepared at home.
Transport	0.26% higher
Sacramento County, CA Oakland County, MI Average Cost $12082.00 $12114.00 INFO: Transportation costs are a combination of auto ownership, auto use, and public transit. Data is collected from the Center for Neighborhood Technology (CNT).
Healthcare	-38.22% lower
Sacramento County, CA Oakland County, MI Average Cost $6920.00 $4275.00 INFO: Healthcare expenses come from average insurance premiums and out-of-pocket costs. The estimate assumes families purchase the lowest-cost available insurance plan under the Affordable Care Act. Data comes from Kaiser Family Foundation and the U.S. Department of Health and Human Services (HHS).
Other Costs	-25.63% lower
Sacramento County, CA Oakland County, MI Average Cost $7496.00 $5575.00 INFO: This cost is calculated through the average spending of categories deemed necessary by the Bureau of Labor Statistics Consumer Expenditure Survey. These include apparel, personal care, household supplies, reading materials, and school supplies.
Childcare	0.00% higher
Sacramento County, CA Oakland County, MI Average Cost $0.00 $0.00 INFO: Childcare expenses are based on combined costs for center-based care and family-based care for 4-year-olds and school-aged children. For households with one child, the estimate assumes the child is 4 years old. For households with two children, the estimate assumes the second child is 8 years old.
Taxes	-38.66% lower
Sacramento County, CA Oakland County, MI Average Cost $13893.00 $8522.00 INFO: Taxes are calculated from the National Bureau of Economic Research. The number weighs in personal income tax, state income tax, federal Social Security, and Medicare taxes.

In Oakland County, MI, modeled annual costs are $48,444 compared with $64,534 in Sacramento County, CA.

Overall, annual costs are lower in Oakland County, MI. The category breakdown above shows where the move creates the most room in the budget.

In this case Oakland County, MI and Sacramento County, CA are both metropolitan locations.

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