San Francisco County, CA vs Imperial County, CA: Cost of Living Difference

Is it cheaper?

Imperial County, CA is cheaper than San Francisco County, CA.

Moving to Imperial County, CA is estimated to save $26,918 per year.

Cheaper cost of living

Cheaper County

Imperial County, CASave about $26,918 per year.

Salary needed

$50,000 in San Francisco County, CA is about $31,870 in Imperial County, CA.

Biggest drivers

Transport increases by $5,580 per year. Housing saves $14,123 per year.

Housing: $14,123 lower in Imperial County, CA

Taxes: $9,059 lower in Imperial County, CA

Childcare: about the same in both counties

Healthcare: $2,044 lower in Imperial County, CA

Food: $2,204 lower in Imperial County, CA

Transport: $5,580 higher in Imperial County, CA

San Francisco County, CAImperial County, CA
Equivalent salary in Imperial County, CA
$31,870
-36.26% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in San Francisco County, CA: $165,603
Median Income in Imperial County, CA: $64,569
Living Index in San Francisco County, CA 44.82%
Living Index in Imperial County, CA 73.27%

This estimate matches your purchasing power (equivalent salary) when moving from San Francisco County, CA to Imperial County, CA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from San Francisco County, CA to Imperial County, CA is estimated to save $26,918 per year. A $50,000 salary in San Francisco County, CA would have similar purchasing power to about $31,870 in Imperial County, CA. The largest savings come from housing and taxes.

This is a -36.26% decrease in modeled annual costs. Housing is $14,123 per year lower (-55.6%); Taxes is $9,059 per year lower (-51.79%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between San Francisco County, CA and Imperial County, CA, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in San Francisco County, CA would need to be about $31,870 in Imperial County, CA, or $18,130 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 44.8% of median family income in San Francisco County, CA and 73.3% in Imperial County, CA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $14,123 per year lower in Imperial County, CA than in San Francisco County, CA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Imperial County, CA changes their baseline budget.

Food

Food is $2,204 per year lower in Imperial County, CA than in San Francisco County, CA. Food costs affect weekly cash flow, so even a smaller annual gap in Imperial County, CA can show up quickly for households that cook most meals at home.

Transportation

Transportation is $5,580 per year higher in Imperial County, CA than in San Francisco County, CA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Imperial County, CA.

Healthcare

Healthcare is $2,044 per year lower in Imperial County, CA than in San Francisco County, CA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Imperial County, CA changes provider networks or plan options.

Other necessities

Other necessities is $5,069 per year lower in Imperial County, CA than in San Francisco County, CA. Other necessities cover everyday basics, so changes in Imperial County, CA help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in San Francisco County, CA and Imperial County, CA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Imperial County, CA, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $9,059 per year lower in Imperial County, CA than in San Francisco County, CA. Taxes affect take-home pay, so the gap in Imperial County, CA matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Imperial County, CA.

Biggest Cost
Largest annual cost increase when moving to Imperial County, CA
Annual Increase:

$5,580 per year

TRANSPORT has the largest annual increase when moving to Imperial County, CA.

Biggest Savings
Largest annual savings when moving to Imperial County, CA
Annual Savings:

$14,123 per year

HOUSING has the largest annual savings when moving to Imperial County, CA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-56% lower
Food-38% lower
Transport64% higher
Healthcare-28% lower
Other Costs-52% lower
Childcare0% higher
Taxes-52% lower

In Imperial County, CA, modeled annual costs are $47,311 compared with $74,229 in San Francisco County, CA.

Overall, annual costs are lower in Imperial County, CA. The category breakdown above shows where the move creates the most room in the budget.

In this case Imperial County, CA and San Francisco County, CA are both metropolitan locations.

Use our map to visually compare multiple counties at once.

View county cost breakdowns

See county rankings

City housing context

Compare nearby counties

Cost of living methodology and data sources
San Francisco County, CA vs Imperial County, CA Cost of Living (2026)