COMPARE COST OF LIVING

Shelby County, TN→Travis County, TX

Equivalent salary in Travis County, TX

$60,795

+21.59% higher

Current salary: $50,000

Household: 1 adult · 0 children

Median Income in Shelby County, TN: $80,849

Median Income in Travis County, TX: $126,667

Living Index in Shelby County, TN 56.79

Living Index in Travis County, TX 44.08

This estimate matches your purchasing power (equivalent salary) when moving from Shelby County, TN to Travis County, TX.

* Living index is estimated from (estimated total cost / median_income of area) * 100.A living index above 100% means costs exceed median income.

Cost of Living Breakdown by Category

Summary/TLDR:

Moving from Shelby County, TN to Travis County, TX can actually lead to higher overall expenses. You would end up spending an estimated 21.59% ($9,913) more per year. Unless your move comes with a significant salary jump, this new location will feel much tighter in day-to-day spending. Moving can lead to meaningful savings especially in Food, Transport, and Healthcare According to the Economic Policy Institute’s 2025 Family Budget data, Shelby County, TN's Transport costs are 0.65% higher ($11,937 vs. $11,860), driving a large part of the cost difference. Movers could potentially save $77 in annual expenses. Housing, Other Costs and Taxes costs for Travis County, TX , however, rise slightly.

Since Transport is one of the biggest drivers of living costs, this gap alone can noticeably change how the move feels month to month. If you drive a lot or have multiple vehicles, this category can quickly add up in your day-to-day costs.

Below we break down the key differences driving this gap.

What changed the most?

The following numbers represent which categories have the highest and lowest cost increase when moving to Travis County, TX.

Biggest Increase

Highest new COST when moving to Travis County, TX

Average Cost:

$12,441 per year

HOUSING costs are highest in Travis County, TX.

Smallest Increase

Highest money SAVE when moving to Travis County, TX

Average Cost:

$11,860 per year

TRANSPORT costs are lowest in Travis County, TX.

Breakdown of price percentages per category.

Numbers are average costs per section.

Category	Difference
Housing	49.06% higher
Shelby County, TN Travis County, TX Average Cost $12441.00 $18544.00 INFO: Housing costs are based on the Department of Housing and Urban Development. The data represented shows the rental cost at the 40th percentile at a given area for privately owned, rental unit. Studio apartments were paired with 1 adult families, 1 Bedroom apartments with 2 Adult families, and 2 bedroom apartments for families with 1 or 2 children.
Food	-0.28% lower
Shelby County, TN Travis County, TX Average Cost $4332.00 $4320.00 INFO: Food cost are based on the U.S. Department of Agriculture's food plan. Numbers are normalized to each area using weights from Feeding America and the Meal Gap data. This number assumes most food is bought at a local grocery store and then prepared at home.
Transport	-0.65% lower
Shelby County, TN Travis County, TX Average Cost $11937.00 $11860.00 INFO: Transportation costs are a combination of auto ownership, auto use, and public transit. Data is collected from the Center for Neighborhood Technology (CNT).
Healthcare	-0.45% lower
Shelby County, TN Travis County, TX Average Cost $5353.00 $5329.00 INFO: Health care expenses come from an average of insurance premiums and out-of-pocket costs. The data assumes families purchase the lowest cost available insurance plan under the Affordable Care Act. Data comes from Kaiser Family foundation and U.S. Department of Health and Human Services (HHS).
Other Costs	36.33% higher
Shelby County, TN Travis County, TX Average Cost $5643.00 $7693.00 INFO: This cost is calculated through the average spending of categories deemed necessary by the Bureau of Labor Statistics Consumer Expenditure Survey. These include apparel, personal care, household supplies, reading materials, and school supplies.
Taxes	30.17% higher
Shelby County, TN Travis County, TX Average Cost $6212.00 $8086.00 INFO: Taxes are calculated from the National Bureau of Economic Research. The number weighs in personal income tax, state income tax, federal Social Security, and Medicare taxes.

In your new location your total average costs would be $55831.00 compared to your previous average costs of $45918.00.

The higher price could be attributed to different factors. For example, larger differences, the delta could be attributed to the fact that a city is a metropolitan location.

In this case Travis County, TX and Shelby County, TN are both metropolitan locations.

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