Salary needed
A $50,000 salary in St. Johns County, FL would need to be about $34,160 in Taylor County, FL, or $15,840 less, to match the modeled cost ratio.
St. Johns County, FL vs Taylor County, FL: Cost of Living Difference
Is it cheaper?
Taylor County, FL is cheaper than St. Johns County, FL.
Moving to Taylor County, FL is estimated to save $20,466 per year.
Cheaper County
Taylor County, FLSave about $20,466 per year.Salary needed
$50,000 in St. Johns County, FL is about $34,160 in Taylor County, FL.
Biggest drivers
Healthcare increases by $309 per year. Housing saves $10,910 per year.
Housing: $10,910 lower in Taylor County, FL
Taxes: $4,942 lower in Taylor County, FL
Childcare: about the same in both counties
Healthcare: $309 higher in Taylor County, FL
Food: $1,189 lower in Taylor County, FL
Transport: $22 higher in Taylor County, FL
St. Johns County, FL→Taylor County, FL
Equivalent salary in Taylor County, FL
$34,160
-31.68% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in St. Johns County, FL: $126,912
Median Income in Taylor County, FL: $54,873
Living Index in St. Johns County, FL 50.90%
Living Index in Taylor County, FL 80.44%
This estimate matches your purchasing power (equivalent salary) when moving from St. Johns County, FL to Taylor County, FL.
* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.
Cost of Living Breakdown by Category
Summary
Moving from St. Johns County, FL to Taylor County, FL is estimated to save $20,466 per year. A $50,000 salary in St. Johns County, FL would have similar purchasing power to about $34,160 in Taylor County, FL. The largest savings come from housing and taxes.
This is a -31.68% decrease in modeled annual costs. Housing is $10,910 per year lower (-53.01%); Taxes is $4,942 per year lower (-42.13%).
Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.
Why this comparison matters
These notes use the actual annual cost differences between St. Johns County, FL and Taylor County, FL, so the page highlights the budget tradeoffs behind the total.
Affordability vs median income
Modeled annual costs equal about 50.9% of median family income in St. Johns County, FL and 80.4% in Taylor County, FL. This matters because a cheaper county can still feel tight if typical local incomes are also lower.
Housing
Housing is $10,910 per year lower in Taylor County, FL than in St. Johns County, FL. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Taylor County, FL changes their baseline budget.
Food
Food is $1,189 per year lower in Taylor County, FL than in St. Johns County, FL. Food costs affect weekly cash flow, so even a smaller annual gap in Taylor County, FL can show up quickly for households that cook most meals at home.
Transportation
Transportation is $22 per year higher in Taylor County, FL than in St. Johns County, FL. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Taylor County, FL.
Healthcare
Healthcare is $309 per year higher in Taylor County, FL than in St. Johns County, FL. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Taylor County, FL changes provider networks or plan options.
Other necessities
Other necessities is $3,756 per year lower in Taylor County, FL than in St. Johns County, FL. Other necessities cover everyday basics, so changes in Taylor County, FL help explain the non-housing costs that can quietly add up month after month.
Childcare
Childcare is about the same in St. Johns County, FL and Taylor County, FL, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Taylor County, FL, this line can swing the result even when housing or taxes look manageable.
Taxes
Taxes is $4,942 per year lower in Taylor County, FL than in St. Johns County, FL. Taxes affect take-home pay, so the gap in Taylor County, FL matters even if the headline salary looks similar before deductions.
What changed the most?
The following cards show the annual category differences that most affect the move to Taylor County, FL.
Biggest Cost
Largest annual cost increase when moving to Taylor County, FL
Annual Increase:
$309 per year
HEALTHCARE has the largest annual increase when moving to Taylor County, FL.
Biggest Savings
Largest annual savings when moving to Taylor County, FL
Annual Savings:
$10,910 per year
HOUSING has the largest annual savings when moving to Taylor County, FL.
Breakdown of price percentages per category.
Numbers are average costs per section.
| Category | Difference | |
|---|---|---|
| Housing | -53% lower | |
| Food | -24% lower | |
| Transport | 0% higher | |
| Healthcare | 5% higher | |
| Other Costs | -47% lower | |
| Childcare | 0% higher | |
| Taxes | -42% lower |
In Taylor County, FL, modeled annual costs are $44,138 compared with $64,604 in St. Johns County, FL.
Overall, annual costs are lower in Taylor County, FL. The category breakdown above shows where the move creates the most room in the budget.
In this case Taylor County, FL is not a metropolitan location, while St. Johns County, FL is a metropolitan location.
Use our map to visually compare multiple counties at once.
