Stafford County, VA vs Roanoke city, VA: Cost of Living Difference

Is it cheaper?

Roanoke city, VA is cheaper than Stafford County, VA.

Moving to Roanoke city, VA is estimated to save $31,027 per year.

Cheaper cost of living

Cheaper County

Roanoke city, VASave about $31,027 per year.

Salary needed

$50,000 in Stafford County, VA is about $28,910 in Roanoke city, VA.

Biggest drivers

Healthcare increases by $363 per year. Housing saves $13,152 per year.

Housing: $13,152 lower in Roanoke city, VA

Taxes: $9,634 lower in Roanoke city, VA

Childcare: about the same in both counties

Healthcare: $363 higher in Roanoke city, VA

Food: $520 lower in Roanoke city, VA

Transport: $3,841 lower in Roanoke city, VA

Stafford County, VARoanoke city, VA
Equivalent salary in Roanoke city, VA
$28,910
-42.18% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Stafford County, VA: $148,238
Median Income in Roanoke city, VA: $68,319
Living Index in Stafford County, VA 49.62%
Living Index in Roanoke city, VA 62.25%

This estimate matches your purchasing power (equivalent salary) when moving from Stafford County, VA to Roanoke city, VA.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Stafford County, VA to Roanoke city, VA is estimated to save $31,027 per year. A $50,000 salary in Stafford County, VA would have similar purchasing power to about $28,910 in Roanoke city, VA. The largest savings come from housing and taxes.

This is a -42.18% decrease in modeled annual costs. Housing is $13,152 per year lower (-56.45%); Taxes is $9,634 per year lower (-53.71%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Stafford County, VA and Roanoke city, VA, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Stafford County, VA would need to be about $28,910 in Roanoke city, VA, or $21,090 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 49.6% of median family income in Stafford County, VA and 62.3% in Roanoke city, VA. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $13,152 per year lower in Roanoke city, VA than in Stafford County, VA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Roanoke city, VA changes their baseline budget.

Food

Food is $520 per year lower in Roanoke city, VA than in Stafford County, VA. Food costs affect weekly cash flow, so even a smaller annual gap in Roanoke city, VA can show up quickly for households that cook most meals at home.

Transportation

Transportation is $3,841 per year lower in Roanoke city, VA than in Stafford County, VA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Roanoke city, VA.

Healthcare

Healthcare is $363 per year higher in Roanoke city, VA than in Stafford County, VA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Roanoke city, VA changes provider networks or plan options.

Other necessities

Other necessities is $4,244 per year lower in Roanoke city, VA than in Stafford County, VA. Other necessities cover everyday basics, so changes in Roanoke city, VA help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Stafford County, VA and Roanoke city, VA, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Roanoke city, VA, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $9,634 per year lower in Roanoke city, VA than in Stafford County, VA. Taxes affect take-home pay, so the gap in Roanoke city, VA matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Roanoke city, VA.

Biggest Cost
Largest annual cost increase when moving to Roanoke city, VA
Annual Increase:

$363 per year

HEALTHCARE has the largest annual increase when moving to Roanoke city, VA.

Biggest Savings
Largest annual savings when moving to Roanoke city, VA
Annual Savings:

$13,152 per year

HOUSING has the largest annual savings when moving to Roanoke city, VA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-56% lower
Food-11% lower
Transport-26% lower
Healthcare8% higher
Other Costs-49% lower
Childcare0% higher
Taxes-54% lower

In Roanoke city, VA, modeled annual costs are $42,531 compared with $73,558 in Stafford County, VA.

Overall, annual costs are lower in Roanoke city, VA. The category breakdown above shows where the move creates the most room in the budget.

In this case Roanoke city, VA and Stafford County, VA are both metropolitan locations.

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Cost of living methodology and data sources
Stafford County, VA vs Roanoke city, VA Cost of Living (2026)