Suffolk County, MA vs Dallas County, TX: Cost of Living Difference

Is it cheaper?

Dallas County, TX is cheaper than Suffolk County, MA.

Moving to Dallas County, TX is estimated to save $28,248 per year.

Cheaper cost of living

Cheaper County

Dallas County, TXSave about $28,248 per year.

Salary needed

$50,000 in Suffolk County, MA is about $32,725 in Dallas County, TX.

Biggest drivers

Healthcare increases by $373 per year. Taxes saves $11,686 per year.

Housing: $10,514 lower in Dallas County, TX

Taxes: $11,686 lower in Dallas County, TX

Childcare: about the same in both counties

Healthcare: $373 higher in Dallas County, TX

Food: $1,108 lower in Dallas County, TX

Transport: $1,704 lower in Dallas County, TX

Suffolk County, MADallas County, TX
Equivalent salary in Dallas County, TX
$32,725
-34.55% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Suffolk County, MA: $110,193
Median Income in Dallas County, TX: $85,452
Living Index in Suffolk County, MA 74.20%
Living Index in Dallas County, TX 62.63%

This estimate matches your purchasing power (equivalent salary) when moving from Suffolk County, MA to Dallas County, TX.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Suffolk County, MA to Dallas County, TX is estimated to save $28,248 per year. A $50,000 salary in Suffolk County, MA would have similar purchasing power to about $32,725 in Dallas County, TX. The largest savings come from taxes and housing.

This is a -34.55% decrease in modeled annual costs. Taxes is $11,686 per year lower (-57.42%); Housing is $10,514 per year lower (-37.65%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Suffolk County, MA and Dallas County, TX, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Suffolk County, MA would need to be about $32,725 in Dallas County, TX, or $17,275 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 74.2% of median family income in Suffolk County, MA and 62.6% in Dallas County, TX. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $10,514 per year lower in Dallas County, TX than in Suffolk County, MA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Dallas County, TX changes their baseline budget.

Food

Food is $1,108 per year lower in Dallas County, TX than in Suffolk County, MA. Food costs affect weekly cash flow, so even a smaller annual gap in Dallas County, TX can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,704 per year lower in Dallas County, TX than in Suffolk County, MA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Dallas County, TX.

Healthcare

Healthcare is $373 per year higher in Dallas County, TX than in Suffolk County, MA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Dallas County, TX changes provider networks or plan options.

Other necessities

Other necessities is $3,608 per year lower in Dallas County, TX than in Suffolk County, MA. Other necessities cover everyday basics, so changes in Dallas County, TX help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Suffolk County, MA and Dallas County, TX, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Dallas County, TX, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $11,686 per year lower in Dallas County, TX than in Suffolk County, MA. Taxes affect take-home pay, so the gap in Dallas County, TX matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Dallas County, TX.

Biggest Cost
Largest annual cost increase when moving to Dallas County, TX
Annual Increase:

$373 per year

HEALTHCARE has the largest annual increase when moving to Dallas County, TX.

Biggest Savings
Largest annual savings when moving to Dallas County, TX
Annual Savings:

$11,686 per year

TAXES has the largest annual savings when moving to Dallas County, TX.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-38% lower
Food-22% lower
Transport-13% lower
Healthcare7% higher
Other Costs-35% lower
Childcare0% higher
Taxes-57% lower

In Dallas County, TX, modeled annual costs are $53,517 compared with $81,765 in Suffolk County, MA.

Overall, annual costs are lower in Dallas County, TX. The category breakdown above shows where the move creates the most room in the budget.

In this case Dallas County, TX and Suffolk County, MA are both metropolitan locations.

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Cost of living methodology and data sources
Suffolk County, MA vs Dallas County, TX Cost of Living (2026)