Suffolk County, MA vs Fort Bend County, TX: Cost of Living Difference

Is it cheaper?

Fort Bend County, TX is cheaper than Suffolk County, MA.

Moving to Fort Bend County, TX is estimated to save $22,211 per year.

Cheaper cost of living

Cheaper County

Fort Bend County, TXSave about $22,211 per year.

Salary needed

$50,000 in Suffolk County, MA is about $36,420 in Fort Bend County, TX.

Biggest drivers

Healthcare increases by $897 per year. Taxes saves $10,046 per year.

Housing: $9,125 lower in Fort Bend County, TX

Taxes: $10,046 lower in Fort Bend County, TX

Childcare: about the same in both counties

Healthcare: $897 higher in Fort Bend County, TX

Food: $1,119 lower in Fort Bend County, TX

Transport: $363 higher in Fort Bend County, TX

Suffolk County, MAFort Bend County, TX
Equivalent salary in Fort Bend County, TX
$36,420
-27.16% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Suffolk County, MA: $110,193
Median Income in Fort Bend County, TX: $127,048
Living Index in Suffolk County, MA 74.20%
Living Index in Fort Bend County, TX 46.88%

This estimate matches your purchasing power (equivalent salary) when moving from Suffolk County, MA to Fort Bend County, TX.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Suffolk County, MA to Fort Bend County, TX is estimated to save $22,211 per year. A $50,000 salary in Suffolk County, MA would have similar purchasing power to about $36,420 in Fort Bend County, TX. The largest savings come from taxes and housing.

This is a -27.16% decrease in modeled annual costs. Taxes is $10,046 per year lower (-49.36%); Housing is $9,125 per year lower (-32.68%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Suffolk County, MA and Fort Bend County, TX, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Suffolk County, MA would need to be about $36,420 in Fort Bend County, TX, or $13,580 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 74.2% of median family income in Suffolk County, MA and 46.9% in Fort Bend County, TX. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $9,125 per year lower in Fort Bend County, TX than in Suffolk County, MA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Fort Bend County, TX changes their baseline budget.

Food

Food is $1,119 per year lower in Fort Bend County, TX than in Suffolk County, MA. Food costs affect weekly cash flow, so even a smaller annual gap in Fort Bend County, TX can show up quickly for households that cook most meals at home.

Transportation

Transportation is $363 per year higher in Fort Bend County, TX than in Suffolk County, MA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Fort Bend County, TX.

Healthcare

Healthcare is $897 per year higher in Fort Bend County, TX than in Suffolk County, MA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Fort Bend County, TX changes provider networks or plan options.

Other necessities

Other necessities is $3,180 per year lower in Fort Bend County, TX than in Suffolk County, MA. Other necessities cover everyday basics, so changes in Fort Bend County, TX help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Suffolk County, MA and Fort Bend County, TX, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Fort Bend County, TX, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $10,046 per year lower in Fort Bend County, TX than in Suffolk County, MA. Taxes affect take-home pay, so the gap in Fort Bend County, TX matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Fort Bend County, TX.

Biggest Cost
Largest annual cost increase when moving to Fort Bend County, TX
Annual Increase:

$897 per year

HEALTHCARE has the largest annual increase when moving to Fort Bend County, TX.

Biggest Savings
Largest annual savings when moving to Fort Bend County, TX
Annual Savings:

$10,046 per year

TAXES has the largest annual savings when moving to Fort Bend County, TX.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-33% lower
Food-22% lower
Transport3% higher
Healthcare18% higher
Other Costs-31% lower
Childcare0% higher
Taxes-49% lower

In Fort Bend County, TX, modeled annual costs are $59,554 compared with $81,765 in Suffolk County, MA.

Overall, annual costs are lower in Fort Bend County, TX. The category breakdown above shows where the move creates the most room in the budget.

In this case Fort Bend County, TX and Suffolk County, MA are both metropolitan locations.

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Cost of living methodology and data sources
Suffolk County, MA vs Fort Bend County, TX Cost of Living (2026)