Suffolk County, MA vs Knox County, TN: Cost of Living Difference

Is it cheaper?

Knox County, TN is cheaper than Suffolk County, MA.

Moving to Knox County, TN is estimated to save $28,519 per year.

Cheaper cost of living

Cheaper County

Knox County, TNSave about $28,519 per year.

Salary needed

$50,000 in Suffolk County, MA is about $32,560 in Knox County, TN.

Biggest drivers

Healthcare increases by $456 per year. Housing saves $12,083 per year.

Housing: $12,083 lower in Knox County, TN

Taxes: $11,758 lower in Knox County, TN

Childcare: about the same in both counties

Healthcare: $456 higher in Knox County, TN

Food: $473 lower in Knox County, TN

Transport: $763 lower in Knox County, TN

Suffolk County, MAKnox County, TN
Equivalent salary in Knox County, TN
$32,560
-34.88% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Suffolk County, MA: $110,193
Median Income in Knox County, TN: $94,921
Living Index in Suffolk County, MA 74.20%
Living Index in Knox County, TN 56.10%

This estimate matches your purchasing power (equivalent salary) when moving from Suffolk County, MA to Knox County, TN.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Suffolk County, MA to Knox County, TN is estimated to save $28,519 per year. A $50,000 salary in Suffolk County, MA would have similar purchasing power to about $32,560 in Knox County, TN. The largest savings come from housing and taxes.

This is a -34.88% decrease in modeled annual costs. Housing is $12,083 per year lower (-43.27%); Taxes is $11,758 per year lower (-57.77%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Suffolk County, MA and Knox County, TN, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Suffolk County, MA would need to be about $32,560 in Knox County, TN, or $17,440 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 74.2% of median family income in Suffolk County, MA and 56.1% in Knox County, TN. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $12,083 per year lower in Knox County, TN than in Suffolk County, MA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Knox County, TN changes their baseline budget.

Food

Food is $473 per year lower in Knox County, TN than in Suffolk County, MA. Food costs affect weekly cash flow, so even a smaller annual gap in Knox County, TN can show up quickly for households that cook most meals at home.

Transportation

Transportation is $763 per year lower in Knox County, TN than in Suffolk County, MA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Knox County, TN.

Healthcare

Healthcare is $456 per year higher in Knox County, TN than in Suffolk County, MA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Knox County, TN changes provider networks or plan options.

Other necessities

Other necessities is $3,898 per year lower in Knox County, TN than in Suffolk County, MA. Other necessities cover everyday basics, so changes in Knox County, TN help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Suffolk County, MA and Knox County, TN, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Knox County, TN, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $11,758 per year lower in Knox County, TN than in Suffolk County, MA. Taxes affect take-home pay, so the gap in Knox County, TN matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Knox County, TN.

Biggest Cost
Largest annual cost increase when moving to Knox County, TN
Annual Increase:

$456 per year

HEALTHCARE has the largest annual increase when moving to Knox County, TN.

Biggest Savings
Largest annual savings when moving to Knox County, TN
Annual Savings:

$12,083 per year

HOUSING has the largest annual savings when moving to Knox County, TN.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-43% lower
Food-9% lower
Transport-6% lower
Healthcare9% higher
Other Costs-38% lower
Childcare0% higher
Taxes-58% lower

In Knox County, TN, modeled annual costs are $53,246 compared with $81,765 in Suffolk County, MA.

Overall, annual costs are lower in Knox County, TN. The category breakdown above shows where the move creates the most room in the budget.

In this case Knox County, TN and Suffolk County, MA are both metropolitan locations.

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Cost of living methodology and data sources
Suffolk County, MA vs Knox County, TN Cost of Living (2026)