Suffolk County, MA vs Mecklenburg County, NC: Cost of Living Difference

Is it cheaper?

Mecklenburg County, NC is cheaper than Suffolk County, MA.

Moving to Mecklenburg County, NC is estimated to save $17,417 per year.

Cheaper cost of living

Cheaper County

Mecklenburg County, NCSave about $17,417 per year.

Salary needed

$50,000 in Suffolk County, MA is about $39,350 in Mecklenburg County, NC.

Biggest drivers

Healthcare increases by $422 per year. Housing saves $7,637 per year.

Housing: $7,637 lower in Mecklenburg County, NC

Taxes: $5,938 lower in Mecklenburg County, NC

Childcare: about the same in both counties

Healthcare: $422 higher in Mecklenburg County, NC

Food: $358 lower in Mecklenburg County, NC

Transport: $1,425 lower in Mecklenburg County, NC

Suffolk County, MAMecklenburg County, NC
Equivalent salary in Mecklenburg County, NC
$39,350
-21.3% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Suffolk County, MA: $110,193
Median Income in Mecklenburg County, NC: $105,950
Living Index in Suffolk County, MA 74.20%
Living Index in Mecklenburg County, NC 60.73%

This estimate matches your purchasing power (equivalent salary) when moving from Suffolk County, MA to Mecklenburg County, NC.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Suffolk County, MA to Mecklenburg County, NC is estimated to save $17,417 per year. A $50,000 salary in Suffolk County, MA would have similar purchasing power to about $39,350 in Mecklenburg County, NC. The largest savings come from housing and taxes.

This is a -21.3% decrease in modeled annual costs. Housing is $7,637 per year lower (-27.35%); Taxes is $5,938 per year lower (-29.18%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Suffolk County, MA and Mecklenburg County, NC, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Suffolk County, MA would need to be about $39,350 in Mecklenburg County, NC, or $10,650 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 74.2% of median family income in Suffolk County, MA and 60.7% in Mecklenburg County, NC. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $7,637 per year lower in Mecklenburg County, NC than in Suffolk County, MA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Mecklenburg County, NC changes their baseline budget.

Food

Food is $358 per year lower in Mecklenburg County, NC than in Suffolk County, MA. Food costs affect weekly cash flow, so even a smaller annual gap in Mecklenburg County, NC can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,425 per year lower in Mecklenburg County, NC than in Suffolk County, MA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Mecklenburg County, NC.

Healthcare

Healthcare is $422 per year higher in Mecklenburg County, NC than in Suffolk County, MA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Mecklenburg County, NC changes provider networks or plan options.

Other necessities

Other necessities is $2,482 per year lower in Mecklenburg County, NC than in Suffolk County, MA. Other necessities cover everyday basics, so changes in Mecklenburg County, NC help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Suffolk County, MA and Mecklenburg County, NC, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Mecklenburg County, NC, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $5,938 per year lower in Mecklenburg County, NC than in Suffolk County, MA. Taxes affect take-home pay, so the gap in Mecklenburg County, NC matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Mecklenburg County, NC.

Biggest Cost
Largest annual cost increase when moving to Mecklenburg County, NC
Annual Increase:

$422 per year

HEALTHCARE has the largest annual increase when moving to Mecklenburg County, NC.

Biggest Savings
Largest annual savings when moving to Mecklenburg County, NC
Annual Savings:

$7,637 per year

HOUSING has the largest annual savings when moving to Mecklenburg County, NC.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-27% lower
Food-7% lower
Transport-11% lower
Healthcare8% higher
Other Costs-24% lower
Childcare0% higher
Taxes-29% lower

In Mecklenburg County, NC, modeled annual costs are $64,348 compared with $81,765 in Suffolk County, MA.

Overall, annual costs are lower in Mecklenburg County, NC. The category breakdown above shows where the move creates the most room in the budget.

In this case Mecklenburg County, NC and Suffolk County, MA are both metropolitan locations.

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Cost of living methodology and data sources
Suffolk County, MA vs Mecklenburg County, NC Cost of Living (2026)