Suffolk County, MA vs St. Louis County, MO: Cost of Living Difference

Is it cheaper?

St. Louis County, MO is cheaper than Suffolk County, MA.

Moving to St. Louis County, MO is estimated to save $33,493 per year.

Cheaper cost of living

Cheaper County

St. Louis County, MOSave about $33,493 per year.

Salary needed

$50,000 in Suffolk County, MA is about $29,520 in St. Louis County, MO.

Biggest drivers

No measured category is higher in St. Louis County, MO. Housing saves $15,597 per year.

Housing: $15,597 lower in St. Louis County, MO

Taxes: $11,142 lower in St. Louis County, MO

Childcare: about the same in both counties

Healthcare: $37 lower in St. Louis County, MO

Food: $346 lower in St. Louis County, MO

Transport: $1,422 lower in St. Louis County, MO

Suffolk County, MASt. Louis County, MO
Equivalent salary in St. Louis County, MO
$29,520
-40.96% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Suffolk County, MA: $110,193
Median Income in St. Louis County, MO: $108,392
Living Index in Suffolk County, MA 74.20%
Living Index in St. Louis County, MO 44.53%

This estimate matches your purchasing power (equivalent salary) when moving from Suffolk County, MA to St. Louis County, MO.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Suffolk County, MA to St. Louis County, MO is estimated to save $33,493 per year. A $50,000 salary in Suffolk County, MA would have similar purchasing power to about $29,520 in St. Louis County, MO. The largest savings come from housing and taxes.

This is a -40.96% decrease in modeled annual costs. Housing is $15,597 per year lower (-55.85%); Taxes is $11,142 per year lower (-54.75%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Suffolk County, MA and St. Louis County, MO, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Suffolk County, MA would need to be about $29,520 in St. Louis County, MO, or $20,480 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 74.2% of median family income in Suffolk County, MA and 44.5% in St. Louis County, MO. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $15,597 per year lower in St. Louis County, MO than in Suffolk County, MA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether St. Louis County, MO changes their baseline budget.

Food

Food is $346 per year lower in St. Louis County, MO than in Suffolk County, MA. Food costs affect weekly cash flow, so even a smaller annual gap in St. Louis County, MO can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,422 per year lower in St. Louis County, MO than in Suffolk County, MA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around St. Louis County, MO.

Healthcare

Healthcare is $37 per year lower in St. Louis County, MO than in Suffolk County, MA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if St. Louis County, MO changes provider networks or plan options.

Other necessities

Other necessities is $4,950 per year lower in St. Louis County, MO than in Suffolk County, MA. Other necessities cover everyday basics, so changes in St. Louis County, MO help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Suffolk County, MA and St. Louis County, MO, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in St. Louis County, MO, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $11,142 per year lower in St. Louis County, MO than in Suffolk County, MA. Taxes affect take-home pay, so the gap in St. Louis County, MO matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to St. Louis County, MO.

Biggest Cost
Largest annual cost increase when moving to St. Louis County, MO
Annual Increase:

No increase

No measured category is higher in St. Louis County, MO.

Biggest Savings
Largest annual savings when moving to St. Louis County, MO
Annual Savings:

$15,597 per year

HOUSING has the largest annual savings when moving to St. Louis County, MO.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-56% lower
Food-7% lower
Transport-11% lower
Healthcare-1% lower
Other Costs-48% lower
Childcare0% higher
Taxes-55% lower

In St. Louis County, MO, modeled annual costs are $48,272 compared with $81,765 in Suffolk County, MA.

Overall, annual costs are lower in St. Louis County, MO. The category breakdown above shows where the move creates the most room in the budget.

In this case St. Louis County, MO and Suffolk County, MA are both metropolitan locations.

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Cost of living methodology and data sources
Suffolk County, MA vs St. Louis County, MO Cost of Living (2026)