COMPARE COST OF LIVING

Suffolk County, NYSan Francisco County, CA

Equivalent salary in San Francisco County, CA
$51,145
+2.29% higher
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Suffolk County, NY: $147,792
Median Income in San Francisco County, CA: $165,603
Living Index in Suffolk County, NY 46.98
Living Index in San Francisco County, CA 42.89

This estimate matches your purchasing power (equivalent salary) when moving from Suffolk County, NY to San Francisco County, CA.

* Living index is estimated from (estimated total cost / median_income of area) * 100.A living index above 100% means costs exceed median income.

Cost of Living Breakdown by Category

Summary/TLDR:

Total costs in Suffolk County, NY and San Francisco County, CA are within about 2.29% of each other. The move is less about overall savings and more about swapping which categories are expensive: you’ll feel the difference in specific areas like Transport, not in your entire budget. Moving can lead to some savings in Transport, and Healthcare According to the Economic Policy Institute’s 2025 Family Budget data, Suffolk County, NY's Transport costs are 39.89% higher ($14,196 vs. $8,533), driving a large part of the cost difference. Movers could potentially save $5,663 in annual expenses. Housing, Food, Other Costs and Taxes costs for San Francisco County, CA , however, rise slightly.

Since Transport is one of the biggest drivers of living costs, this gap alone can noticeably change how the move feels month to month. If you drive a lot or have multiple vehicles, this category can quickly add up in your day-to-day costs.

Below we break down the key differences driving this gap.

What changed the most?

The following numbers represent which categories have the highest and lowest cost increase when moving to San Francisco County, CA.

Biggest Increase
Highest new COST when moving to San Francisco County, CA
Average Cost:

$20,474 per year

HOUSING costs are highest in San Francisco County, CA.

Smallest Increase
Highest money SAVE when moving to San Francisco County, CA
Average Cost:

$8,533 per year

TRANSPORT costs are lowest in San Francisco County, CA.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing25.00% higher
Food21.81% higher
Transport-39.89% lower
Healthcare-12.50% lower
Other Costs24.41% higher
Taxes0.08% higher

In your new location your total average costs would be $71029.00 compared to your previous average costs of $69437.00.

The higher price could be attributed to different factors. For example, larger differences, the delta could be attributed to the fact that a city is a metropolitan location.

In this case San Francisco County, CA and Suffolk County, NY are both metropolitan locations.

Use our map to visually compare multiple counties at once.

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Suffolk County, NY vs. San Francisco County, CA Cost Of Living (2026) | Calculator