Suffolk County, NY vs Wake County, NC: Cost of Living Difference

Wake County, NC is cheaper than Suffolk County, NY for modeled annual cost of living. This comparison shows the yearly cost gap, salary needed to keep similar purchasing power, and the categories driving the difference.

Is it cheaper?

Wake County, NC is cheaper than Suffolk County, NY.

Cheaper cost of living

Cheaper place

Wake County, NCSave about $12,471 per year.

Cost gap

Moving to Wake County, NC is estimated to save $12,471 per year.

AnnualSave about $12,471 per year.

MonthlySave about $1,039 per month.

Salary needed

$50,000 in Suffolk County, NY is about $41,875 in Wake County, NC.

Biggest drivers

No measured category is higher in Wake County, NC. Taxes saves $4,699 per year.

Suffolk County, NYWake County, NC
Equivalent salary in Wake County, NC
$41,875
-16.25% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Suffolk County, NY: $147,792
Median Income in Wake County, NC: $128,556
annual living index in Suffolk County, NY 51.92%
annual living index in Wake County, NC 49.99%

This estimate matches your purchasing power (equivalent salary) when moving from Suffolk County, NY to Wake County, NC.

* Living index is estimated as (estimated annual total cost / area median annual income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Category-by-category comparison

Annual costs are shown for the selected household. The difference column shows how much more or less the category costs in Wake County, NC compared with Suffolk County, NY.

CategorySuffolk County, NYWake County, NCAnnual differenceMonthly impactDirection
Taxes$19,086$14,387-$4,699(-24.62%)-$392Lower in Wake County, NC
Housing$22,152$19,367-$2,785(-12.57%)-$232Lower in Wake County, NC
Healthcare$8,055$5,407-$2,648(-32.87%)-$221Lower in Wake County, NC
Transport$14,309$12,956-$1,353(-9.46%)-$113Lower in Wake County, NC
Other Costs$8,361$7,467-$894(-10.69%)-$75Lower in Wake County, NC
Food$4,777$4,685-$92(-1.93%)-$8Lower in Wake County, NC
Childcare$0$0$0(0%)$0About even

Why this comparison matters

These notes use the actual annual cost differences between Suffolk County, NY and Wake County, NC, so the page highlights the budget tradeoffs behind the total.

Affordability vs median income

Modeled annual costs equal about 51.9% of median family income in Suffolk County, NY and 50.0% in Wake County, NC. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $2,785 per year lower in Wake County, NC than in Suffolk County, NY. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Wake County, NC changes their baseline budget.

Food

Food is $92 per year lower in Wake County, NC than in Suffolk County, NY. Food costs affect weekly cash flow, so even a smaller modeled gap in Wake County, NC can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,353 per year lower in Wake County, NC than in Suffolk County, NY. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Wake County, NC.

Healthcare

Healthcare is $2,648 per year lower in Wake County, NC than in Suffolk County, NY. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Wake County, NC changes provider networks or plan options.

Other necessities

Other necessities is $894 per year lower in Wake County, NC than in Suffolk County, NY. Other necessities cover everyday basics, so changes in Wake County, NC help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Suffolk County, NY and Wake County, NC, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Wake County, NC, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $4,699 per year lower in Wake County, NC than in Suffolk County, NY. Taxes affect take-home pay, so the gap in Wake County, NC matters even if the headline salary looks similar before deductions.

Methodology and data vintage

WatchPennies uses county-level 2026 cost estimates from a 2025-2026 cost-data snapshot. The comparison includes housing, food, transportation, healthcare, childcare, other necessities, taxes, total cost, and median family income context when available.

Read the full methodology

Frequently asked questions

Which is cheaper, Suffolk County, NY or Wake County, NC?

Wake County, NC is cheaper than Suffolk County, NY by about $12,471 per year.

How much salary is needed in Wake County, NC?

A $50,000 salary in Suffolk County, NY is modeled as roughly equivalent to $41,875 in Wake County, NC for the selected household profile.

What costs are included in this Suffolk County, NY vs Wake County, NC comparison?

The comparison includes housing, food, transportation, healthcare, childcare, other necessities, taxes, total cost, and median family income context when available.

Is this comparison personalized financial advice?

No. WatchPennies comparisons are directional planning estimates based on county-level public datasets, not personalized financial, tax, housing, or relocation advice.

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