Tarrant County, TX vs Zavala County, TX: Cost of Living Difference

Is it cheaper?

Zavala County, TX is cheaper than Tarrant County, TX.

Moving to Zavala County, TX is estimated to save $12,037 per year.

Cheaper cost of living

Cheaper County

Zavala County, TXSave about $12,037 per year.

Salary needed

$50,000 in Tarrant County, TX is about $38,700 in Zavala County, TX.

Biggest drivers

Transport increases by $1,605 per year. Housing saves $7,735 per year.

Housing: $7,735 lower in Zavala County, TX

Taxes: $2,383 lower in Zavala County, TX

Childcare: about the same in both counties

Healthcare: $155 lower in Zavala County, TX

Food: $739 lower in Zavala County, TX

Transport: $1,605 higher in Zavala County, TX

Tarrant County, TXZavala County, TX
Equivalent salary in Zavala County, TX
$38,700
-22.6% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Tarrant County, TX: $99,287
Median Income in Zavala County, TX: $38,734
Living Index in Tarrant County, TX 53.64%
Living Index in Zavala County, TX 106.43%

This estimate matches your purchasing power (equivalent salary) when moving from Tarrant County, TX to Zavala County, TX.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Tarrant County, TX to Zavala County, TX is estimated to save $12,037 per year. A $50,000 salary in Tarrant County, TX would have similar purchasing power to about $38,700 in Zavala County, TX. The largest savings come from housing and other costs.

This is a -22.6% decrease in modeled annual costs. Housing is $7,735 per year lower (-46.82%); Other Costs is $2,631 per year lower (-41.22%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Tarrant County, TX and Zavala County, TX, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Tarrant County, TX would need to be about $38,700 in Zavala County, TX, or $11,300 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 53.6% of median family income in Tarrant County, TX and 106.4% in Zavala County, TX. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $7,735 per year lower in Zavala County, TX than in Tarrant County, TX. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Zavala County, TX changes their baseline budget.

Food

Food is $739 per year lower in Zavala County, TX than in Tarrant County, TX. Food costs affect weekly cash flow, so even a smaller annual gap in Zavala County, TX can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,605 per year higher in Zavala County, TX than in Tarrant County, TX. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Zavala County, TX.

Healthcare

Healthcare is $155 per year lower in Zavala County, TX than in Tarrant County, TX. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Zavala County, TX changes provider networks or plan options.

Other necessities

Other necessities is $2,631 per year lower in Zavala County, TX than in Tarrant County, TX. Other necessities cover everyday basics, so changes in Zavala County, TX help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Tarrant County, TX and Zavala County, TX, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Zavala County, TX, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $2,383 per year lower in Zavala County, TX than in Tarrant County, TX. Taxes affect take-home pay, so the gap in Zavala County, TX matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Zavala County, TX.

Biggest Cost
Largest annual cost increase when moving to Zavala County, TX
Annual Increase:

$1,605 per year

TRANSPORT has the largest annual increase when moving to Zavala County, TX.

Biggest Savings
Largest annual savings when moving to Zavala County, TX
Annual Savings:

$7,735 per year

HOUSING has the largest annual savings when moving to Zavala County, TX.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-47% lower
Food-18% lower
Transport13% higher
Healthcare-3% lower
Other Costs-41% lower
Childcare0% higher
Taxes-28% lower

In Zavala County, TX, modeled annual costs are $41,224 compared with $53,261 in Tarrant County, TX.

Overall, annual costs are lower in Zavala County, TX. The category breakdown above shows where the move creates the most room in the budget.

In this case Zavala County, TX is not a metropolitan location, while Tarrant County, TX is a metropolitan location.

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Cost of living methodology and data sources
Tarrant County, TX vs Zavala County, TX Cost of Living (2026)