Travis County, TX vs Morris County, TX: Cost of Living Difference

Is it cheaper?

Morris County, TX is cheaper than Travis County, TX.

Moving to Morris County, TX is estimated to save $15,297 per year.

Cheaper cost of living

Cheaper County

Morris County, TXSave about $15,297 per year.

Salary needed

$50,000 in Travis County, TX is about $36,650 in Morris County, TX.

Biggest drivers

Transport increases by $1,968 per year. Housing saves $10,426 per year.

Housing: $10,426 lower in Morris County, TX

Taxes: $3,316 lower in Morris County, TX

Childcare: about the same in both counties

Healthcare: $198 higher in Morris County, TX

Food: $369 lower in Morris County, TX

Transport: $1,968 higher in Morris County, TX

Travis County, TXMorris County, TX
Equivalent salary in Morris County, TX
$36,650
-26.7% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Travis County, TX: $126,667
Median Income in Morris County, TX: $63,929
Living Index in Travis County, TX 45.23%
Living Index in Morris County, TX 65.68%

This estimate matches your purchasing power (equivalent salary) when moving from Travis County, TX to Morris County, TX.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Travis County, TX to Morris County, TX is estimated to save $15,297 per year. A $50,000 salary in Travis County, TX would have similar purchasing power to about $36,650 in Morris County, TX. The largest savings come from housing and other costs.

This is a -26.7% decrease in modeled annual costs. Housing is $10,426 per year lower (-55.13%); Other Costs is $3,351 per year lower (-46.89%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Travis County, TX and Morris County, TX, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Travis County, TX would need to be about $36,650 in Morris County, TX, or $13,350 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 45.2% of median family income in Travis County, TX and 65.7% in Morris County, TX. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $10,426 per year lower in Morris County, TX than in Travis County, TX. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Morris County, TX changes their baseline budget.

Food

Food is $369 per year lower in Morris County, TX than in Travis County, TX. Food costs affect weekly cash flow, so even a smaller annual gap in Morris County, TX can show up quickly for households that cook most meals at home.

Transportation

Transportation is $1,968 per year higher in Morris County, TX than in Travis County, TX. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Morris County, TX.

Healthcare

Healthcare is $198 per year higher in Morris County, TX than in Travis County, TX. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Morris County, TX changes provider networks or plan options.

Other necessities

Other necessities is $3,351 per year lower in Morris County, TX than in Travis County, TX. Other necessities cover everyday basics, so changes in Morris County, TX help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Travis County, TX and Morris County, TX, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Morris County, TX, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $3,316 per year lower in Morris County, TX than in Travis County, TX. Taxes affect take-home pay, so the gap in Morris County, TX matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Morris County, TX.

Biggest Cost
Largest annual cost increase when moving to Morris County, TX
Annual Increase:

$1,968 per year

TRANSPORT has the largest annual increase when moving to Morris County, TX.

Biggest Savings
Largest annual savings when moving to Morris County, TX
Annual Savings:

$10,426 per year

HOUSING has the largest annual savings when moving to Morris County, TX.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-55% lower
Food-9% lower
Transport17% higher
Healthcare4% higher
Other Costs-47% lower
Childcare0% higher
Taxes-34% lower

In Morris County, TX, modeled annual costs are $41,989 compared with $57,286 in Travis County, TX.

Overall, annual costs are lower in Morris County, TX. The category breakdown above shows where the move creates the most room in the budget.

In this case Morris County, TX is not a metropolitan location, while Travis County, TX is a metropolitan location.

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Cost of living methodology and data sources
Travis County, TX vs Morris County, TX Cost of Living (2026)