Ventura County, CA vs St. Louis County, MO: Cost of Living Difference

Is it cheaper?

St. Louis County, MO is cheaper than Ventura County, CA.

Moving to St. Louis County, MO is estimated to save $25,675 per year.

Cheaper cost of living

Cheaper County

St. Louis County, MOSave about $25,675 per year.

Salary needed

$50,000 in Ventura County, CA is about $32,640 in St. Louis County, MO.

Biggest drivers

Food increases by $162 per year. Housing saves $10,124 per year.

Housing: $10,124 lower in St. Louis County, MO

Taxes: $8,172 lower in St. Louis County, MO

Childcare: about the same in both counties

Healthcare: $1,682 lower in St. Louis County, MO

Food: $162 higher in St. Louis County, MO

Transport: $2,767 lower in St. Louis County, MO

Ventura County, CASt. Louis County, MO
Equivalent salary in St. Louis County, MO
$32,640
-34.72% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Ventura County, CA: $122,868
Median Income in St. Louis County, MO: $108,392
Living Index in Ventura County, CA 60.18%
Living Index in St. Louis County, MO 44.53%

This estimate matches your purchasing power (equivalent salary) when moving from Ventura County, CA to St. Louis County, MO.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Ventura County, CA to St. Louis County, MO is estimated to save $25,675 per year. A $50,000 salary in Ventura County, CA would have similar purchasing power to about $32,640 in St. Louis County, MO. The largest savings come from housing and taxes.

This is a -34.72% decrease in modeled annual costs. Housing is $10,124 per year lower (-45.09%); Taxes is $8,172 per year lower (-47.01%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Ventura County, CA and St. Louis County, MO, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Ventura County, CA would need to be about $32,640 in St. Louis County, MO, or $17,360 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 60.2% of median family income in Ventura County, CA and 44.5% in St. Louis County, MO. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $10,124 per year lower in St. Louis County, MO than in Ventura County, CA. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether St. Louis County, MO changes their baseline budget.

Food

Food is $162 per year higher in St. Louis County, MO than in Ventura County, CA. Food costs affect weekly cash flow, so even a smaller annual gap in St. Louis County, MO can show up quickly for households that cook most meals at home.

Transportation

Transportation is $2,767 per year lower in St. Louis County, MO than in Ventura County, CA. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around St. Louis County, MO.

Healthcare

Healthcare is $1,682 per year lower in St. Louis County, MO than in Ventura County, CA. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if St. Louis County, MO changes provider networks or plan options.

Other necessities

Other necessities is $3,093 per year lower in St. Louis County, MO than in Ventura County, CA. Other necessities cover everyday basics, so changes in St. Louis County, MO help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Ventura County, CA and St. Louis County, MO, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in St. Louis County, MO, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $8,172 per year lower in St. Louis County, MO than in Ventura County, CA. Taxes affect take-home pay, so the gap in St. Louis County, MO matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to St. Louis County, MO.

Biggest Cost
Largest annual cost increase when moving to St. Louis County, MO
Annual Increase:

$162 per year

FOOD has the largest annual increase when moving to St. Louis County, MO.

Biggest Savings
Largest annual savings when moving to St. Louis County, MO
Annual Savings:

$10,124 per year

HOUSING has the largest annual savings when moving to St. Louis County, MO.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-45% lower
Food4% higher
Transport-19% lower
Healthcare-25% lower
Other Costs-37% lower
Childcare0% higher
Taxes-47% lower

In St. Louis County, MO, modeled annual costs are $48,272 compared with $73,947 in Ventura County, CA.

Overall, annual costs are lower in St. Louis County, MO. The category breakdown above shows where the move creates the most room in the budget.

In this case St. Louis County, MO and Ventura County, CA are both metropolitan locations.

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Cost of living methodology and data sources
Ventura County, CA vs St. Louis County, MO Cost of Living (2026)