Wake County, NC vs Martin County, NC: Cost of Living Difference

Is it cheaper?

Martin County, NC is cheaper than Wake County, NC.

Moving to Martin County, NC is estimated to save $19,339 per year.

Cheaper cost of living

Cheaper County

Martin County, NCSave about $19,339 per year.

Salary needed

$50,000 in Wake County, NC is about $34,955 in Martin County, NC.

Biggest drivers

Healthcare increases by $1,377 per year. Housing saves $10,919 per year.

Housing: $10,919 lower in Martin County, NC

Taxes: $5,694 lower in Martin County, NC

Childcare: about the same in both counties

Healthcare: $1,377 higher in Martin County, NC

Food: $958 lower in Martin County, NC

Transport: $542 higher in Martin County, NC

Wake County, NCMartin County, NC
Equivalent salary in Martin County, NC
$34,955
-30.09% lower
Current salary: $50,000
Household: 1 adult · 0 children
Median Income in Wake County, NC: $128,556
Median Income in Martin County, NC: $64,044
Living Index in Wake County, NC 49.99%
Living Index in Martin County, NC 70.15%

This estimate matches your purchasing power (equivalent salary) when moving from Wake County, NC to Martin County, NC.

* Living index is estimated as (estimated total cost / area median income) * 100. A living index above 100% means modeled costs exceed median income.

Cost of Living Breakdown by Category

Summary

Moving from Wake County, NC to Martin County, NC is estimated to save $19,339 per year. A $50,000 salary in Wake County, NC would have similar purchasing power to about $34,955 in Martin County, NC. The largest savings come from housing and taxes.

This is a -30.09% decrease in modeled annual costs. Housing is $10,919 per year lower (-56.38%); Taxes is $5,694 per year lower (-39.58%).

Below we break down the annual categories behind the difference using Economic Policy Institute 2026 Family Budget data.

Why this comparison matters

These notes use the actual annual cost differences between Wake County, NC and Martin County, NC, so the page highlights the budget tradeoffs behind the total.

Salary needed

A $50,000 salary in Wake County, NC would need to be about $34,955 in Martin County, NC, or $15,045 less, to match the modeled cost ratio.

Affordability vs median income

Modeled annual costs equal about 50.0% of median family income in Wake County, NC and 70.2% in Martin County, NC. This matters because a cheaper county can still feel tight if typical local incomes are also lower.

Housing

Housing is $10,919 per year lower in Martin County, NC than in Wake County, NC. Housing usually behaves like a fixed monthly commitment, so this matters most for renters or buyers checking whether Martin County, NC changes their baseline budget.

Food

Food is $958 per year lower in Martin County, NC than in Wake County, NC. Food costs affect weekly cash flow, so even a smaller annual gap in Martin County, NC can show up quickly for households that cook most meals at home.

Transportation

Transportation is $542 per year higher in Martin County, NC than in Wake County, NC. Transportation matters for commuters because driving distance, vehicle costs, and transit access can change how much of a salary is left after getting around Martin County, NC.

Healthcare

Healthcare is $1,377 per year higher in Martin County, NC than in Wake County, NC. Healthcare differences are useful for planning premiums and out-of-pocket exposure, especially if Martin County, NC changes provider networks or plan options.

Other necessities

Other necessities is $3,687 per year lower in Martin County, NC than in Wake County, NC. Other necessities cover everyday basics, so changes in Martin County, NC help explain the non-housing costs that can quietly add up month after month.

Childcare

Childcare is about the same in Wake County, NC and Martin County, NC, so this category is not a major driver of the modeled gap. Childcare is most important for households with children; in Martin County, NC, this line can swing the result even when housing or taxes look manageable.

Taxes

Taxes is $5,694 per year lower in Martin County, NC than in Wake County, NC. Taxes affect take-home pay, so the gap in Martin County, NC matters even if the headline salary looks similar before deductions.

What changed the most?

The following cards show the annual category differences that most affect the move to Martin County, NC.

Biggest Cost
Largest annual cost increase when moving to Martin County, NC
Annual Increase:

$1,377 per year

HEALTHCARE has the largest annual increase when moving to Martin County, NC.

Biggest Savings
Largest annual savings when moving to Martin County, NC
Annual Savings:

$10,919 per year

HOUSING has the largest annual savings when moving to Martin County, NC.

Breakdown of price percentages per category.

Numbers are average costs per section.

CategoryDifference
Housing-56% lower
Food-20% lower
Transport4% higher
Healthcare25% higher
Other Costs-49% lower
Childcare0% higher
Taxes-40% lower

In Martin County, NC, modeled annual costs are $44,930 compared with $64,269 in Wake County, NC.

Overall, annual costs are lower in Martin County, NC. The category breakdown above shows where the move creates the most room in the budget.

In this case Martin County, NC is not a metropolitan location, while Wake County, NC is a metropolitan location.

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Cost of living methodology and data sources
Wake County, NC vs Martin County, NC Cost of Living (2026)